For 2026, the FHA loan limits in Turlock of Stanislaus county, CA, are $517,500 for single-family homes, $662,500 for 2-unit houses, $800,800 for structures with 3 units, and $995,200 for buildings with 4 units.
For conventional loans, the upper limit is $726,200 for a single-unit home, $929,850 for two-unit properties, $1,123,900 for three-unit residences, and $1,396,800 for four-unit buildings.
Utilize our FHA calculator to examine today’s top FHA rates and assess necessary details such as down payment, income requirements, credit score, reserves, and required documentation to qualify.
The Lendersa® calculator facilitates comparison between FHA rates and terms against those offered by other loan programs. Assess options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans along with FHA.
Compiling extensive data from thousands of lenders, Lendersa® matches this information to your individual financial profile and requirements with efficiency.
Check the Loan Limits Comparison Table for 2026 in Turlock, Stanislaus, CA, which reviews FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. To review qualification criteria such as income, reserves, and credit, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) can be utilized.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $517,500 | $662,500 | $800,800 | $995,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $412,000 | $412,000 | $412,000 | $412,000 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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