For 2026, the FHA loan limits in Valle-Vista county, Riverside, CA are: $477,250 for a single-family home; $610,950 for a duplex; $738,500 for a triplex; and $917,800 for a four-unit dwelling.
With conventional loans, the highest amount possible for a single-family residence is $548,250. For two-unit properties, it is $702,000, for three-unit properties $848,500, and for properties with four units, it is $1,054,500.
To find today's top FHA rates and determine eligibility requirements—such as downpayment, income, credit, and reserves—use our FHA calculator.
The Lendersa® calculator empowers you to compare FHA loan rates and terms with those of other loan programs. Consider various options, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, alongside FHA offerings.
Lendersa® aggregates data from a multitude of lenders and quickly aligns it with your personal financial profile and needs.
This Loan Limits Comparison Table for 2026 in Valle-Vista county, Riverside, CA enables comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualifications such as income, reserves, and credit scores, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $477,250 | $610,950 | $738,500 | $917,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $381,800 | $381,800 | $381,800 | $381,800 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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