In 2026, the FHA loan cap in San-Jacinto county, under Riverside, CA, stands at $477,250 for a single-family home. For two-unit homes, the limit is $610,950, for three units it's $738,500, and for four units the cap is $917,800.
Maximum conventional loan amounts for a single-family house are $548,250, increasing to $702,000 for two-unit properties, $848,500 for three units, and reaching $1,054,500 for four-unit properties.
Utilize our FHA calculator to discover today's prime FHA rates and identify required downpayments, income levels, credit, reserves, and documents necessary for qualification.
The Lendersa® calculator allows comparison of FHA rates and terms with those of other loan programs. Explore and compare Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans with FHA.
Lendersa® compiles comprehensive loan data from numerous lenders to provide real-time competitive comparisons aligned with your financial profile.
Consult the Loan Limits Comparison Table for 2026 in San-Jacinto county under Riverside, CA to explore FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for a detailed examination of qualification criteria such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $477,250 | $610,950 | $738,500 | $917,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $381,800 | $381,800 | $381,800 | $381,800 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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