For 2026, FHA loan limits in Waterford county, Stanislaus, CA are: $517,500 for single-family homes, $662,500 for two-unit houses, $800,800 for three-unit homes, and $995,200 for four-units.
Conventional loan caps for single-family residences stand at $726,200, for two units at $929,850, for three $1,123,900, and for four units $1,396,800.
Discover today’s FHA best rates using our FHA calculator. It also helps identify the down payment, income, credit, reserves, and documents necessary for qualification.
Our Lendersa® calculator lets you evaluate FHA rates and terms against other loan programs. Explore FHA, Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® compiles loan program data from numerous lenders, evaluating it quickly based on your personal financial situation and needs.
The 2026 Loan Limits Comparison Table in Waterford county of Stanislaus, CA shows maximum loan amounts for FHA and other types, including Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $517,500 | $662,500 | $800,800 | $995,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $412,000 | $412,000 | $412,000 | $412,000 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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