In 2026, the FHA loan limit in East-Oakdale county of Stanislaus, CA, is set at $396,750 for a single-family home. The limit rises to $507,900 for two-unit properties, $613,950 for three-unit dwellings, and reaches $763,000 for four-unit buildings.
The greatest amount one can borrow with conventional loans on a single-family residence is $548,250. For duplexes, it is $702,000; for triplexes, $848,500; and for buildings with four units, $1,054,500.
Employ our FHA calculator to examine today’s finest FHA rates and assess the downpayment needed, alongside required income, credit standing, reserves, and necessary documentation to qualify.
Through the Lendersa® calculator, you can compare FHA rates and terms with those of other loan programs. Delve into and contrast options such as Conventional loans, Jumbo loans, VA loans, USDA, Non-QM, and hard money loans, alongside FHA offerings.
Lendersa® swiftly compiles loan program data from a vast array of lenders, evaluating it in relation to your specific financial profile and needs.
For 2026, the Loan Limits Comparison Table in East-Oakdale county, Stanislaus, CA, offers a way to compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification necessities such as income, reserves, and credit requirements, refer to the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $396,750 | $507,900 | $613,950 | $763,000 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $354,100 | $354,100 | $354,100 | $354,100 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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