For 2026, the FHA loan limits in Woodcrest county, Riverside, CA, are $644,000 for single-family homes, $824,450 for two-unit properties, rising to $996,550 for three-units, and topping out at $1,238,500 for four-units.
Conventional loan limits for a single-family residence are $726,200; for duplexes, it's $929,850; triplexes offer $1,123,900; and if you have a four-unit property, the limit is $1,396,800.
Discover today's optimal FHA interest rates with our calculator, which also helps you identify what downpayment, income, credit score, reserves, and documentation are necessary for approval.
The Lendersa® calculator lets you compare FHA rates and terms with those of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® sources data from a broad range of lenders and rapidly aligns it with your specific financial profile.
This Loan Limits Comparison Table for 2026 in Woodcrest county, Riverside, CA, showcases and contrasts the maximum loan amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification criteria like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $644,000 | $824,450 | $996,550 | $1,238,500 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $460,000 | $460,000 | $460,000 | $460,000 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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