In 2026, the FHA loan limit for Home-Gardens county, Riverside, CA, is $477,250 for single-family homes, $610,950 for 2-unit properties, $738,500 for 3-unit buildings, and $917,800 for 4-unit residences.
The highest permissible amount for conventional loans on a single-family home is $548,250, while for 2-units it's $702,000, $848,500 for 3-unit residences, and $1,054,500 for 4-unit structures.
Use our FHA calculator to find the best FHA rates currently available and to check the necessary downpayment, income, credit conditions, reserves, and documents needed for qualification.
The Lendersa® calculator helps you compare FHA rates and terms with those of other loan programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® swiftly gathers data from thousands of lenders and provides a customized comparison based on your unique financial situation.
Our Loan Limits Comparison Table for 2026 in Home-Gardens county of Riverside, CA offers insights into FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to analyze qualification factors like income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $477,250 | $610,950 | $738,500 | $917,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $381,800 | $381,800 | $381,800 | $381,800 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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