2023 FHA (Government Loans) Limits for Home-Gardens, Riverside County, California

In 2025, FHA loan limit in Home-Gardens county of Riverside, California is $477,250 for a single-family home, $610,950 for 2-units, $738,500 for 3-units, and $917,800 for 4-units.

The maximum loan amount of conventional loans on a single-family residence is $548,250, $702,000 for 2-units, $848,500 for 3-units, and $1,054,500 for 4-units.

Use our FHA calculator to see today’s FHA best rates and determine the downpayment, Income, credit, reserves, and documents needed to qualify.

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Loan Limits Comparison Table for 2025 in Home-Gardens county of Riverside, California compare FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualification requirements such as Income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™)

Loan limits Home-Gardens county of Riverside, CA

SFR 2 Units 3 Units 4 Units
FHA $477,250 $610,950 $738,500 $917,800
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $381,800 $381,800 $381,800 $381,800
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Dryden Capital Inc.
  • 1202 Grant Ave. B-1, NOVATO, CA, 94945
  • Dryden Capital provides Borrowers with fast creative solutions to their financing needs. We are local to the Bay Area but lend throughout California. We make all type of investment loans including Investment properties, Multifamily, Commercial, Rehab, Mixed Use and Construction Loans.
  • Pacific Private Money
  • 1555 Grant Avenue, Novato, CA, 94945
  • In 2008, we identified a need in underserved capital markets left behind in the wake of the financial crisis. Since then, we have grown quickly by serving the expanding market of borrowers who are unable to secure conventional financing, and by specializing in short-term, fast-funding situations.
  • Mortgage Professionals Group, INC.
  • 6774 S McCarran Blvd, Suite 102, Reno, NV, 89509
  • Whether this is a first home, investment property, an upgrade you’re looking to do, or perhaps refinance the home you already own and love, our professionals will guide you through the process and find the best loan that fits your lifestyle. We make it easy to understand and ensure that our number one priority is taking care of you!
  • Simpson Real Estate and Loan Inc
  • 2265 Torc Mountain, Lincoln, CA, 95648
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans and real estate services to our clients while providing them with a smooth transaction along with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks.
  • Lighthouse Mortgage Company, Inc.
  • 570 East 5th Street, Suite 150, Lincoln, CA, 95648
  • Lighthouse Started in 1983 and grew thru out the Bay Area and expanded to the Sacramento Region in 2001. We specialize in every type of financing program from conventional, FHA, and USDA, to commercial and hard money lending as well. We have provided top level service both in our mortgage loans as well as our real estate agents
  • Tobias Mortgage Company
  • 110 Gateway Drive, Suite 130, Lincoln, CA, 95648
  • For over 13 years, Tobias Mortgage Company has served individuals and families in the Greater Sacramento, CA Area with all their mortgage needs, including buying a home and refinancing a home loan. We have extensive knowledge of the home buying process (not just the mortgage) and we use that experience to consultÂ
  • AGM Capital Mortgage Corporation
  • 605 Lincoln Blvd, Suite 200, Lincoln, CA, 95648
  • "AGM Capital Mortgage Corporation was formed to offer you, the consumer, the Lowest Rate at the Lowest Cost that you qualify for. The opening statement on our web page by Michael Girard is a true statement in the belief that you owe it to yourself to KNOW that your bottom line costs matter. Purchasing your home is often your BIGGEST INVESTMENT
  • Community First Credit Union
  • 1539 S Novato Blvd, Novato, CA, 94947
  • Community First Credit Union was founded by seven LOCAL teachers who were denied home loans by banks (back in the day, teachers weren't paid in summer months, and bankers decided teachers weren't smart enough to save up for those months). Since that founding, our "field of Membership" was expanded to include anyone who was a resident of Lake
  • Yolo Federal Credit Union
  • 266 W. Main Street, Woodland, CA, 95695
  • Yolo Federal Credit Union is dedicated to serving the banking needs of our members, their families, and everyone living, working or attending school in Yolo County. It is our mission to help members achieve financial success and build wealth and we achieve that mission by hiring and retaining the best talent in the industry.