2026 FHA (Government Loans) Limits for Yreka, Siskiyou County, California

In 2026, the FHA loan limits for Yreka county of Siskiyou, CA are: - $472,030 for a single-family home, - $604,400 for 2-unit residences, - $730,525 for 3-unit homes, - $907,900 for 4-unit buildings.

For conventional loans, the maximum borrowing amounts are: - $726,200 for a single-family residence, - $929,850 for 2-units, - $1,123,900 for 3-units, - $1,396,800 for 4-units.

Use our FHA calculator to discover today’s best FHA rates and determine necessary down payment, income, credit, reserves, and documents needed to qualify.

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Explore loan options in Yreka, CA

The Lendersa® calculator lets you compare FHA rates and terms with other loan programs. Evaluate options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans.

Lendersa® collects loan program data from thousands of lenders, comparing it to suit your financial profile quickly and efficiently.

The Loan Limits Comparison Table for 2026 in Yreka county of Siskiyou, CA displays maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification criteria such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Yreka county of Siskiyou, CA

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $345,600 $345,600 $345,600 $345,600
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Yreka FHA Lenders

  • Siskiyou Credit Union
  • 1420 Fairlane Road, Yreka, CA, 96097
  • Lends in California
  • Siskiyou Central Credit Union was founded in 1962 when two visionaries, Betty Pitman & Ken Bley, wanted to offer county employees a safe and affordable place to keep their hard earned pay. When the Credit Union finally got its charter to serve only county employees, Betty would be open for business on Tuesdays and Thursdays during her lunch break.

  • Members 1st Credit Union
  • PO Box 492395, Redding, CA, 96049
  • Lends in California
  • Members 1st Credit Union provides the convenient and relevant financial services its members need to achieve their goals and dreams. They offer checking, savings, certificates, IRAs, money market, credit cards, mortgages, home equity loans, auto loans, personal loans, student loans, online and mobile banking and more.

  • Only 1 Benji
  • 1177 Hilltop Dr, Redding, CA, 96003
  • Lends in California
  • Benji Edwardson was born and raised in Redding, CA. He received his psychology degree in 2004 from Simpson University and wanted to go into counseling. He took a job at a local mortgage office in 2004 and decided this was his career.His wife Jamie is a local Real Estate agent that was also born and raised in Redding.

  • North Valley Mortgage
  • 3930 Oro St, Redding, CA, 96001
  • Lends in California
  • Purchase, refinance, cash out, and no money down options with excellent rates and personalized service! With over 15 years in the mortgage industry, we provide a level of expertise you can rely on. From offering the best loan options to fit your needs, to closing loans efficiently and on time, we will take great care of you!

  • Von Mortgage - Roya Spain
  • 2777 Bechelli Lane, Redding, CA, 96002
  • Lends in California
  • We are a Redding Mortgage Bank with awesome rates, fees & turn times. We love your referrals. We are direct lenders for Redding FHA Loans, Redding USDA Loans, Redding VA Loans, & Redding no money down loans. Give us a call any time for any questions. Remember every question is a good question.

  • Accelerated Mortgage Services
  • 849 Mistletoe Lane, Redding, CA, 96002
  • Lends in California
  • We specialize in lending efficiency and customer satisfaction. Our clients are the most important part of our business. With this in mind, we work hard to earn your trust through fast friendly service and a professional approach to real estate lending.Our loan officers are state and federally licensed under the National Mortgage Licensing System.

  • The Mortgage Marketplace
  • 3310 Churn Creek Rd, Suite A, Redding, CA, 96002
  • Lends in California
  • The Mortgage Marketplace We offer one of the largest selections of Wholesale loan programs available along with Wholesale Mortgage Rates direct to our Clients is your Premier Mortgage Team located in Redding, California. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple.

  • US Lending Co
  • 2280 BECHELLI LANE, Redding, CA, 96002
  • Lends in California
  • We hold ourselves to high standards. We value excellence in our personal lives and our company as a whole. We desire to provide high quality products and services while using the most up-to-date technology in order to stay ahead of the curve and make the process more efficient for us and less stressful for our clients.

  • Access Mortgage
  • 2620 Larkspur Lane Ste O, Redding, CA, 96002
  • Lends in California
  • At Access Mortgage, our mission is to provide homeowners and future homeowners a variety of home financing options at competitive rates; fulfilling their needs in a manner that enhances their standard of living in realizing the American Dream. We at Access Mortgage believe in working hard to get the job done.

Also lends in California

  • Price Mortgage LLC
  • 3110 State Street, Medford, OR, 97503
  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. As one of Oregons top Mortgage Brokers, we are dedicated to making sure your home purchase or refinance experience is second to none.