2026 FHA (Government Loans) Limits for Mount-Shasta, Siskiyou County, California

In 2026, the FHA loan limits for Mount-Shasta county of Siskiyou, CA are set out as follows: - $356,362 for a single-family home, - $456,275 for properties with 2 units, - $551,500 for 3-unit homes, - $685,400 for those with 4 units.

The maximum allowable amounts for conventional loans on single-family residences are: - $548,250 for one unit, - $702,000 for structures with 2 units, - $848,500 for 3-unit properties, - $1,054,500 for 4-unit dwellings.

Leverage our FHA calculator to check the leading FHA rates available today, and ascertain what is needed for downpayment, income, credit assessment, reserves, and documents required for qualification.

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Examine your loan choices in Mount-Shasta, CA

The Lendersa® calculator provides a means to compare FHA rates and terms against a variety of other loan programs. Analyze options including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA choices.

Lendersa® assimilates detailed loan program information from thousands of lenders, performing quick comparisons that align with your specific financial circumstances and needs.

The Loan Limits Comparison Table for 2026 in Mount-Shasta county of Siskiyou, CA provides an overview of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. To assess qualification requirements, such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to ensure you meet all necessary criteria.

Loan limits Mount-Shasta county of Siskiyou, CA

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $345,600 $345,600 $345,600 $345,600
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • PACFI
  • 663 S Rancho Santa Fe Rd, Unit 220, San Marcos, CA, 92078
  • Lends in California
  • At PACFI, we’re committed to simplifying the mortgage process for our clients. We’re a mortgage brokerage with the top lenders in the nation and licensed in Idaho and California. We are passionate about expediting the loan process and saving our clients time and money. PACFI is a mortgage company lending in the residential industry.

  • Platinum Mortgage Executives
  • 1445 Horizon Court, San Marcos, CA, 92078
  • Lends in California
  • Platinum Mortgage Executives the mortgage and real estate industry since 1997, David Braun understands what it takes to get tough deals done. David has worked on countless transactions in his 22 years of experience. He is licensed to serve clients in California and Colorado. and also lifetime loan available.

  • Josh Jelsing
  • 1635 South Rancho Santa Fe Road, Suite 204, San Marcos, CA, 92078
  • Lends in California
  • Josh Jelsing has been in the banking and lending industry since 1999, when he began his career at JP Morgan Chase. After serving his nation in the United States Marine Corp for 4 years, Josh immediately took an offer with Chase to work as a Junior Loan Officer. He quickly became one of the top loan officers in an office of 150+

  • West Coast Financial
  • 1 Bella Vita Way, San Marcos, CA, 92078
  • Lends in California
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Reliance Bay Funding
  • 950 Boardwalk Street, Suite 301, San Marcos, CA, 92078
  • Lends in California
  • At Reliance Bay Funding. We are a full-service mortgage company based in San Diego California meeting the mortgage loan needs of our clients since 2004. We specialize in residential mortgages and offer purchase and refinance home loans in all of California counties. We can help you realize your dreams of homeownership

  • Superb Mortgage and Real Estate, Inc.
  • 733 Hollowbrook Ct, San Marcos, CA, 92078
  • Lends in California
  • Superb Mortgage and Real Estate was founded in 2008. This is a full service mortgage and real estate company. We specialize in finding the best mortgage for our clients financial situation. On the Real Estate side we also offer experienced agents who can assist with the purchasing or selling of residential properties.

  • VanDyk Mortgage
  • 310 Via Vera Cruz Suite ste 210 and 211, San Marcos, CA, 92078
  • Lends in California
  • VanDyk Mortgage was organized in 1987 by Founder and CEO Thomas L. VanDyk in Grand Rapids, Michigan.As a national Mortgage Banker, we have been committed to providing residential 1 to 4 family home loans to consumers for over 30 years.We currently have over 500 employees with 93 branch office locations in 38 states across the U.S.

  • Labrador Consulting Inc.
  • 2844 Camino Serbal, Carlsbad, CA, 92009
  • Lends in California
  • Labrador Consulting Inc. was founded in 2008. We specialize in an assortment of home loan products for California home owners.Our team is committed to providing our clients with the best advice with a goal of complete customer satisfaction. Whether you are purchasing your dream home, refinancing your current loan.

  • Progressive Mortgage Solutions
  • 7035 Via Candrejo, Carlsbad, CA, 92009
  • Lends in California
  • We pledge to provide education, guidance, and resources to help our clients achieve financial goals and to improve their financial stability. We are committed to maintain a superior level of integrity and customer service in order our clients to feel empowered to make important financial decisions during and after loan transaction process.

  • Enact Partners
  • 7668 El Camino Real, Carlsbad, CA, 92009
  • Lends in California
  • Enact Partners is a hard money lender providing business purpose loans that are collateralized by real estate. Located in Southern California, we pride ourselves on customer service, fast and efficient loan validation, allowing you to be an effective real estate entrepreneur. We build customized investment portfolios secured by real estate.

  • Enact Partners
  • 7668 El Camino Real, Ste 104-128, Carlsbad, CA, 92009
  • Lends in California
  • We are a team of Real Estate professionals with over 50 years of combined experience. As Investors ourselves, we have developed, rehabilitated, lent on, invested in approximately $1 billion dollars in real estate; we appreciate the importance of securing reliable and predictable funding and investment solutions.

  • Crest Funding Group Inc
  • 625 Ezee Street, Encinitas, CA, 92024
  • Lends in California
  • We are truly passionate about our profession & the result is that nearly 100% of our business is by referral from satisfied clients, trusted financial advisors & the most experienced Realtors in the country. Our mission is to guide you through the entire home loan process, so that you feel confident about the options available for you.