For 2026, the FHA loan limit within Yucca-Valley, in San Bernardino county, CA is $477,250 for a single-family home. It is $610,950 for two units, $738,500 for three units, and $917,800 for four units.
The maximum allowable for conventional loans is $548,250 for single-family homes, with $702,000 for two-unit homes, $848,500 for three-unit residences, and $1,054,500 for four units.
Utilize our FHA calculator to access today’s best FHA rates, and find out the necessary down payment, income, credit, reserves, and documents needed to qualify.
The Lendersa® calculator can compare FHA rates and terms against other loan programs including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® compiles extensive data from numerous lenders, quickly aligning it to your financial profile and specific needs.
Use the Loan Limits Comparison Table for 2026 located in Yucca-Valley, San Bernardino county, CA to assess the maximum through FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare requisites like income, reserves, and credit, employ Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $477,250 | $610,950 | $738,500 | $917,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $381,800 | $381,800 | $381,800 | $381,800 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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