2023 FHA (Government Loans) Limits for Joshua-Tree, San Bernardino County, California

In 2024, FHA loan limit in Joshua-Tree county of San Bernardino, California is $477,250 for a single-family home, $610,950 for 2-units, $738,500 for 3-units, and $917,800 for 4-units.

The maximum loan amount of conventional loans on a single-family residence is $548,250, $702,000 for 2-units, $848,500 for 3-units, and $1,054,500 for 4-units.

Use our FHA calculator to see today’s FHA best rates and determine the downpayment, Income, credit, reserves, and documents needed to qualify.

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Loan Limits Comparison Table for 2024 in Joshua-Tree county of San Bernardino, California compare FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualification requirements such as Income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™)

Loan limits Joshua-Tree county of San Bernardino, CA

SFR 2 Units 3 Units 4 Units
FHA $477,250 $610,950 $738,500 $917,800
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $381,800 $381,800 $381,800 $381,800
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • RCD Capital
  • 18021 Norwalk Blvd Suite 203, Artesia, CA, 90701
  • At RCD Capital, we recognize that finding the right lender is crucial for real estate Investors and businesses. We treat every customer as an individual with specific loan needs, and provide personalized support through every step of the lending process. RCD Capital is a financial and real estate lender with a technology-based foundation.
  • Valhalla Home Loans
  • 2360 Huntington Drive, Suite 308, San Marino, CA, 91108
  • "Valhalla Home Loans are an online mortgage lender. We are not lead generators for other lenders. We use real-time mortgage quotes, up-front access to closing cost details, online applications, electronic document processing and e-signatures to make the mortgage process fast, easy and transparent"
  • iEccentric Realty and Mortgage
  • 1613 Chelsea Road, Suite 325, San Marino, CA, 91108
  • "iEccentric Realty and Mortgage offers a wide variety of loan programs ranging from the government VA & FHA loans to the conventional fixed program, ARM program, and Jumbo loans. The primary loan programs which we promote are the following: 10, 15, 20, and 30 Year Fixed Programs (We also exclusively offer 8,12, 22, and 27 Fixed Programs)"
  • Southland Credit Union
  • 10701 Los Alamitos Blvd, Los Alamitos, CA, 90720
  • Southland Credit Union was founded in 1936 to serve the financial needs of Los Angeles County employees. Today we are one of the top-performing credit unions nationwide and have over $1 billion in assets. Our Member-owners benefit from a full spectrum of competitive products, convenience and exceptional service.
  • CLS Financial
  • 4450 Cerritos Ave, Los Alamitos, CA, 90720
  • CLS Financial, we apply these four principles to every aspect of our loan process: Personal touch and experience; Purpose; a Proactive approach and we do it all with Passion for providing the best options for our clients Our team is committed to providing our clients with the highest quality financial services combined.
  • LC Finance Company
  • 4332 Cerritos Ave, Suite 108, Los Alamitos, CA, 90720
  • We provide mortgage loans for purchases, refinances and home equity cash out for all types of residential homes. We have different types of mortgages, fixed or adjustable loans and conventional or government loans (VA, FHA). We will find the loan most suited to your needs. There are loan limits in each county which will also help.
  • Basis Point Home Loans
  • 10732 Los Vaqueros Circle, Los Alamitos, CA, 90720
  • "At Basis Point Mortgage. We are a full-service mortgage company based in Centennial, CO. We specialize in delivering digital mortgages in Colorado and California Faster. Easier. Cheaper. Whether you are buying or refinancing a home or have other mortgage needs, put our over 30 years of lending knowledge to work for you."
  • Investors Mortgage
  • 3700 Katella Avenue, Suite 206, Los Alamitos, CA, 90720
  • Investors Mortgage Provides competitive results for real estate Investors, Developers, and Owner-Occupants. For over 20 years Investors Mortgage has been arranging financing for Single Family, Apartments, Office, Retail and Mixed-use real estate. and also We offer conventional as well as Governmental type financing for both first time buyers.