FHA Loan Max Loan amount for Joshua-Tree, San Bernardino County, CA in 2025

In 2025, the FHA loan limits set for Joshua-Tree county of San Bernardino, CA are: - $477,250 for a single-family home, - $610,950 for homes with 2 units, - $738,500 for properties with 3 units, - $917,800 for 4-unit residences.

The highest loan amounts for conventional loans on single-family homes are: - $548,250, - $702,000 for 2-units, - $848,500 for 3-units, - $1,054,500 for 4-units.

Use our FHA calculator to discover today’s best FHA rates, and determine requirements for downpayment, income, credit, reserves, and documents needed for qualification.

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Explore your loan options in Joshua-Tree, CA

The Lendersa® calculator allows you to compare FHA rates and terms with those of other loan programs. Consider options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.

Lendersa® aggregates loan program data from thousands of lenders, providing swift comparisons tailored to your unique financial profile and needs.

The Loan Limits Comparison Table for 2025 in Joshua-Tree county of San Bernardino, CA features maximum loan amounts across categories including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To examine qualification requirements such as income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Joshua-Tree county of San Bernardino, CA

SFR 2 Units 3 Units 4 Units
FHA $477,250 $610,950 $738,500 $917,800
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $381,800 $381,800 $381,800 $381,800
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


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  • 8915 South Pecos, Suite 17B, Henderson, NV, 89074
  • All American Home Mortgage is a premiere mortgage broker located in Henderson, Nevada. We are proud to offer some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in Nevada, California, Florida, Colorado, or Nebraska. Whether you are a first time home buyer, purchasing.
  • Superior Mortgage Lending
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  • Superior Mortgage Lending is a Las Vegas Mortgage Broker by design. We partner with several lenders to offer multiple Loan Products & we are not captured with certain credit scores & can offer better rates and no fees. We have been in the Mortgage Industry for over 18 years and we offer the most competitive rates in Nevada, California and Arizona.
  • Moorpark Lending Services
  • 165 E. High St, Suite 103, Moorpark, CA, 93021
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Glick Mortgage Group
  • 4353 Park Terrace Dr, Suite 100, Westlake Village, CA, 91361
  • Michael Glick is the professional you want on your team – whether you are purchasing your first home or refinancing. When your most valuable investment, your home matters.…Michael's experience and reputation will not let you down. Michael has assisted families with their first home purchase to their dream home
  • HMS Capital Funding
  • 2835 Townsgate Rd, Suite 101, Westlake Village, CA, 91361
  • At HMS Capital Funding, we’re here to help you with mortgage and refinance processes that can otherwise feel like too much to handle without proper information and guidance. At HMS Capital Funding, we offer personalized service no matter what size your loan is. Our experts will guide you through the loan process, get you the best rates possible
  • CSMC Mortgage
  • 4353 Park Terrace Drive, Suite 100, Westlake Village, CA, 91361
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage team will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • First Rate Financial Group
  • 3027 Townsgate Rd, Suite 110, Westlake Village, CA, 91361
  • Our goal is to create a “Client for Life.”​ We pride ourselves in offering astute financial advice and the highest level of customer service. We make the process of purchasing or refinancing your loan as simple and worry-free as possible. First Rate Financial is a leading lender located in Westlake Village, CA, in the heart of the Conejo Valley.
  • Jeff Baum Loans
  • 4353 Park Terrace Dr, Suite 100, Westlake Village, CA, 91361
  • Jeff Baum, with Customer Service Mortgage Corp (CSMC), treats you with the respect due an esteemed customer, and provides each customer the personal attention they deserve. After 20 Years in the Mortgage Lending industry Jeff has seen just about everything. With his years of experience.