FHA Loan Max Loan amount for Joshua-Tree, San Bernardino County, CA in 2025

In 2025, the FHA loan limits set for Joshua-Tree county of San Bernardino, CA are: - $477,250 for a single-family home, - $610,950 for homes with 2 units, - $738,500 for properties with 3 units, - $917,800 for 4-unit residences.

The highest loan amounts for conventional loans on single-family homes are: - $548,250, - $702,000 for 2-units, - $848,500 for 3-units, - $1,054,500 for 4-units.

Use our FHA calculator to discover today’s best FHA rates, and determine requirements for downpayment, income, credit, reserves, and documents needed for qualification.

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Explore your loan options in Joshua-Tree, CA

The Lendersa® calculator allows you to compare FHA rates and terms with those of other loan programs. Consider options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.

Lendersa® aggregates loan program data from thousands of lenders, providing swift comparisons tailored to your unique financial profile and needs.

The Loan Limits Comparison Table for 2025 in Joshua-Tree county of San Bernardino, CA features maximum loan amounts across categories including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To examine qualification requirements such as income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Joshua-Tree county of San Bernardino, CA

SFR 2 Units 3 Units 4 Units
FHA $477,250 $610,950 $738,500 $917,800
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $381,800 $381,800 $381,800 $381,800
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • FK Capital Fund
  • 215 Avenida Del Mar, Suite C, San Clemente, CA, 92672
  • FK Capital Fund is a direct bridge lender and wholesale hard money lender based in San Clemente, California. We successfully serve California’s bridge lending market by providing short-term private money loans secured by commercial and residential real estate. Our financing is fast, flexible, and structured around each individual client.
  • Your Favorite Lenders
  • 5100 E. La Palma Ave, Suite 219, Anaheim, CA, 92807
  • Your Favorite Lenders are buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who can give you quick and accurate financial advice.
  • BlackRock Capital Group
  • 1200 N. Jefferson St, Suite H, Anaheim, CA, 92807
  • Our group of mortgage professionals have over 25 years of combined experience working with clients to assist them with reaching all of their real estate financing needs & goals. The team’s mission is to deliver an exceptional mortgage lending experience for our clients and we are able to achieve this through our technology, experience.
  • Tailored Home Loans
  • 311 South Henning Way, Anaheim, CA, 92807
  • Tailored Home Loans is a full-service mortgage broker in Orange County California. Welcoming clients from Newport Beach, Laguna Beach, Beverly Hills, Malibu, Los Angeles in need of jumbo loans. THL offers the best rates for a home loan purchase or a home refinance. and also Tailored Home Loans provides a speedy process, with outstanding service.
  • Azling Properties Inc
  • 1290 North Hancock Street, Suite 201, Anaheim, CA, 92807
  • Azling Properties, Inc. has experience in the mortgage loan industry since 1994. We began originating residential loans in 2003. We originate loans for purchases and refinances in California for both owner and nonowner occupied properties. We’re approved with the nation’s top lenders to ensure you get the best interest rate available.
  • HomeLoansNow
  • 4501 East La Palma Avenue, Suite 240, Anaheim, CA, 92807
  • "HomeLoansNow mission at HomeLoansNow is to always provide the best service and loan terms while building long lasting relationships with everyone we work with. After 20 years, we are proud to have a loyal base of customers that keep coming back. Let your personal journey to comfort and savings start today"
  • California Vanguard
  • 4420 E. Miraloma Ave, Suite L, Anaheim, CA, 92807
  • California Vanguard Mortgage Specialist they will assess your needs and help determine which route will lead you to a loan that will fit you and your family. Ask as many questions as possible and talk about your true immediate and long-term goals to enable your mortgage specialist to deliver the comprehensive help you need
  • New Horizons Loans
  • 6200 East Canyon Rim Road, Anaheim, CA, 92807
  • "Brett Faryniarz, Broker/Owner has been licensed and originating Government and Conventional loans since 1997. ""Our passion is helping individuals and families save their hard earned money with excellent loan programs. New Horizons Specializes in: Residential VA, FHA and Conventional Lending"