In the year 2026, the FHA loan limit applicable in Air-Force-Academy county of El Paso, located in CO, is set at $393,300 for a single-family home. For properties with two units, the limit reaches $503,500, while for three-unit properties, it's $608,600. For those with four units, the limit extends to $756,350. These limits help potential buyers understand the maximum they can borrow under the FHA program.
The maximum amount one can borrow with conventional loans on a single-family residence stands at $548,250. When it comes to properties encompassing two units, the limit is $702,000; for properties with three units, it escalates to $848,500, and for those with four units, the cap is $1,054,500. These figures are crucial for planning conventional loan financing.
To find the most competitive FHA rates today, use our dedicated FHA calculator. This tool not only provides current rates but also helps you calculate needed down payments, ascertain income requirements, check credit, account for reserves, and gather necessary documentation for qualification. It is an essential resource for potential homeowners.
Commence your comparison of loan offerings from a vast selection of 100 lenders to find the best terms tailored to your financial situation.
The Lendersa® calculator is designed to allow side-by-side comparisons of FHA loan rates and terms with all other types of loan programs. This includes conventional loans, jumbo loans, VA, USDA, Non-QM, and hard money loans. By reviewing these options, you can discover the most suitable funding that meets your specific financial needs and objectives.
Accessing broad loan program data from thousands of lenders, Lendersa® conducts rapid comparisons against your unique financial profile, ensuring personalized loan solutions that fit your individual needs.
The Loan Limits Comparison Table for 2026 in Air-Force-Academy county, part of El Paso, located in CO, offers insight into maximum loan amounts for programs like FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For understanding qualification requirements—such as income, reserves, and credit—utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™), which provides thorough guidance and data to help navigate your loan options effectively.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $393,300 | $503,500 | $608,600 | $756,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $314,600 | $314,600 | $314,600 | $314,600 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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