For 2026, the FHA loan limits in Black-Forest county of El Paso, CO are set as follows: $393,300 for a single-family home, $503,500 for properties with two units, $608,600 for three-unit dwellings, and $756,350 for four-unit buildings.
Conventional loan maximums reach up to $548,250 for single-family residences, $702,000 for two-unit homes, $848,500 for those with three units, and $1,054,500 for four-unit properties.
Utilize our FHA calculator to see today’s top FHA rates, identifying essential requirements such as downpayments, income, credit scores, reserves, and necessary documentation for qualification.
The Lendersa® calculator facilitates comparisons of FHA rates and terms alongside those of other loan options. You can consider alternatives such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans with FHA.
Lendersa® gathers extensive loan program data from thousands of lenders and quickly aligns it with your distinctive financial profile and needs.
The Loan Limits Comparison Table for 2026 in Black-Forest county, part of El Paso, CO, provides insights into maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To analyze qualification stipulations such as income, reserves, and credit ratings, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $393,300 | $503,500 | $608,600 | $756,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $314,600 | $314,600 | $314,600 | $314,600 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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