In 2026, the FHA loan limits within Brighton county, part of Adams, CO, are listed as follows: $787,750 for a single-family house, $1,008,450 for two-unit properties, $1,219,000 for three-unit structures, and $1,514,950 for homes with four units.
The limits for conventional loans reach up to $787,750 for a single-family residence, $1,008,450 for properties with two units, $1,219,000 for those featuring three units, and $1,514,950 for four-unit buildings.
Make use of our FHA calculator to access today’s top FHA rates and understand what is required in terms of down payment, income levels, credit scores, reserves, and necessary documentation to qualify.
The Lendersa® calculator provides an efficient way to assess and contrast FHA rates with those of a range of other loan programs. Consider exploring options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® rapidly pulls comprehensive loan data from thousands of lenders and efficiently aligns this with your precise financial conditions and necessities.
For 2026, the Loan Limits Comparison Table in Brighton county, Adams, CO, allows evaluation of several products including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Are you ready to dive deeper? Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to delve into qualification criteria such as income, reserves, and credit benchmarks.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $787,750 | $1,008,450 | $1,219,000 | $1,514,950 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $787,750 | $1,008,450 | $1,219,000 | $1,514,950 |
| USDA | $547,400 | $547,400 | $547,400 | $547,400 |
| VA | $787,750 | $1,008,450 | $1,219,000 | $1,514,950 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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