For the current year, 2025, the FHA loan limits set in Dacono county, within Weld, CO, are specified as follows: a single-family dwelling can secure up to $555,450. For property with two units, the limit adjusts up to $711,050. When considering properties with three units, it reaches $859,500, and for a four-unit building, the upper cap is $1,068,200. These limits are pivotal for potential homebuyers navigating FHA loan opportunities, ensuring they understand the maximum financing allowed based on residential type.
In terms of conventional loans, the borrowing limit for a single-family house is $726,200. For those with two units, it is set at $929,850. If a property includes three units, the loan max is $1,123,900, and for four-unit structures, it extends to $1,396,800. Knowing these limits is crucial for those exploring diverse financial pathways and planning under conventional loan possibilities.
Our FHA calculator is invaluable for checking today’s best FHA rates, assisting in determining the down payment, assessing income needs, evaluating credit scores, and understanding reserves and documentation required to qualify. It provides clarity, helping you navigate the complexities of loan qualification.
Begin comparing loan offers from a wide selection of 100 lenders to identify the most favorable terms for your specific economic situation.
The Lendersa® calculator facilitates comprehensive comparisons between FHA loan rates and terms and those of other loan programs. It includes evaluating Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA offerings. This empowers you to make informed decisions that align with your financial profile and needs.
Lendersa® sources loan program data from an extensive network of lenders, conducting swift comparisons with your financial profile in mere seconds. This ensures you receive loan options that are precisely tailored to your circumstances.
The Loan Limits Comparison Table for 2025 in Dacono county, part of Weld, CO, provides a detailed comparison among FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans for maximum amounts. For detailed insight into qualification requirements such as income, reserve levels, and credit, leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™), designed to give you an edge in understanding and choosing the best loans.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $555,450 | $711,050 | $859,500 | $1,068,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $434,700 | $434,700 | $434,700 | $434,700 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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