In 2026, the FHA loan limits in Burlington county, part of Kit Carson, CO, set the maximum at $472,030 for a single-family home. For two-unit buildings, the cap is $604,400, rising to $730,525 for three units, and for four-unit properties, it peaks at $907,900. Understanding these parameters is crucial for those considering FHA financing to guide their budgeting effectively.
The maximum loan amounts for conventional loans differ: for a single-family residence, it's $726,200. For homes with two units, the limit is $929,850. For those with three units, it increases to $1,123,900, while four-unit properties can borrow up to $1,396,800. These figures are essential for conventional borrowers in planning their financial strategies.
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The Loan Limits Comparison Table for 2026 in Burlington county of Kit Carson, CO, gives details on maximum amounts for various loans: FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. To understand qualification needs such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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