2025 FHA (Government Loans) Limits for Brush, Morgan County, Colorado

For the year 2025, the FHA loan limits in Brush county within Morgan, CO are outlined as follows: the limit for a single-family home is $472,030. For properties housing two units, the limit increases to $604,400. For three-unit properties, it rises further to $730,525, and for those accommodating four units, the cap is $907,900. It's vital for potential FHA loan borrowers to be aware of these specific limits.

Regarding conventional loans, the maximum loan amount for a single-family residence is set at $726,200. For homes with two units, the limit is $929,850. For properties comprising three units, it extends to $1,123,900, and for those with four units, the maximum is $1,396,800. Knowing these figures can guide prospective buyers in making informed financial decisions.

Utilize our FHA calculator to access today’s best FHA rates and to calculate necessary down payments, income levels, credit status, reserves, and documentation needed for qualification. This tool is essential for anyone navigating the home buying process with an FHA loan.

Explore and compare loan offers from a selection of 100 lenders to discover the best terms that suit your financial needs.

Explore Your Loan Choices in Brush, CO

The Lendersa® calculator is designed to facilitate the comparison of FHA loan rates and terms alongside those of various other loan programs. Explore and evaluate Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans with FHA, providing a comprehensive perspective to guide your decisions.

Lendersa® obtains vast loan program data from thousands of lenders and efficiently matches it with your financial profile within seconds. This ensures personalized loan solutions best suited for your unique circumstances.

Consult the 2025 Loan Limits Comparison Table for Brush county in Morgan, CO, which provides extensive details on maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To further understand qualification requirements, such as income, reserves, and credit, leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for comprehensive insights to aid in selecting the optimal loan possibility for your situation.

Loan limits Brush county of Morgan, CO

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $420,600 $420,600 $420,600 $420,600
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Gunnison Savings and Loan Association
  • 303 North Main St, Gunnison, CO, 81230
  • The idea for the local Savings and Loan Cooperative was first conceived by H.W. Endner, who served on its first finance committee in 1911 at the age of 29. Early records indicate that the books and accounts for the firm were originally kept at Endner's business office. The first Board of Directors was composed of C.W. Winslow, E.M. Collins.
  • Del Norte Bank
  • 705 Grand Ave, Del Norte, CO, 81132
  • Del Norte Bank was chartered as Del Norte Building and Loan Association on May 9th, 1921 by Charles W. Donnen, William Johnson, Louie Eickenrodt, J.H. Weiss, and J.P. Russell. The purpose of the building and loan was to provide a safe place to save money and to offer financing for families to build homes.
  • Blue Ribbon Mortgage and Investments
  • 2025 Jackson Blvd, Rapid City, SD, 57702
  • Blue Ribbon Mortgage and Investments. We are located in Rapid City, SD, but can help you with your home loan anywhere in the Black Hills. We are not only licensed in the Black Hills but anywhere in South Dakota, North Dakota, Wyoming, Montana & Colorado. We provide Purchase or Refinance Lending.
  • OMNI HOME FINANCING LLC
  • 1508 Mt Rushmore Road, Rapid City, SD, 57701
  • Omni Home Financing in 2003, and is a leader in the Black Hills mortgage marketplace. A locally owned, boutique mortgage broker serving over 3,000 clients and over $493,000,000 funded, Omni has a great reputation for smooth, on-time, no surprises closings with the best terms, and also Black Hills marketplace in wholesale mortgage lending.
  • Coloramo Federal Credit Union
  • 516 28 Road, Grand Junction, CO, 81501
  • Coloramo Federal Credit Union was established on June 8, 1953. Coloramo originally consisted of only eight members who were Colorado Raw Materials Office employees. Today, Coloramo serves 11,088 members and has assets of $150 million. Coloramo Federal Credit Union's mission is to build lifelong member relationships to help our members.
  • W.C. Mortgage Inc.
  • 803 White Avenue, Grand Junction, CO, 81501
  • At W.C. Mortgage Inc., we have a saying here, "Mobiles to Mansions," whether you are buying a manufactured house in a mobile home park or a mansion on acreage we have a competitive program for you. We have been in business for over a decade as a small personable brokerage that has grown throughout the years by being true to our customers.
  • Grand Valley Home Loans
  • 1822 L Road, Fruita, CO, 81521
  • Mickie Fisher Rogers is the owner of Grand Valley Home Loans a recognized leader in the mortgage industry. Being a Fruita, Colorado Native, she and her family have strong roots in the Western Slope. Known for consistently delivering the best home buying experience, Mickie is passionate, genuine & always has her borrower’s best interest at heart.
  • Sinberg Capital Lending
  • 1099 Main Ave, Suite 300, Durango, CO, 81301
  • At Sinberg Capital Lending we understand the needs and goals of each of our clients. We work directly with clients and real estate professionals to provide comprehensive mortgage solutions for today’s real estate markets. Established in 2007, Sinberg Capital Lending offers a complete portfolio of loan products at highly competitive rates.