In 2026, the FHA loan limits in Castle-Rock county, which is part of Douglas, CO, are structured as follows: for a single-family home, the cap is $596,850, for two-unit structures, it is $764,050, for three-unit buildings, the limit stands at $923,600, and for four-unit properties, the maximum reaches $1,147,800.
The maximum loan amounts for conventional loans are $596,850 for single-family residences, $764,050 for properties featuring two units, $923,600 for three-unit homes, and $1,147,800 for four-unit dwellings.
Leverage our FHA calculator to find today's optimal FHA rates, and ascertain the required down payment, income, credit score, financial reserves, and pertinent documentation necessary for qualification.
The Lendersa® calculator empowers you to assess and compare both FHA loan rates and terms with other various loan program offerings. This includes, but is not limited to, Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA programs.
Lendersa® efficiently gathers extensive data from thousands of lenders and succinctly compares it to fit your individual financial profile and needs instantly.
The Loan Limits Comparison Table for 2026 in Castle-Rock county within Douglas, CO provides a comprehensive overview for comparing maximum loan amounts across different products including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To look into different qualification requirements, such as income, reserves, and credit scores, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $596,850 | $764,050 | $923,600 | $1,147,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $596,850 | $764,050 | $923,600 | $1,147,800 |
| USDA | $477,400 | $477,400 | $477,400 | $477,400 |
| VA | $596,850 | $764,050 | $923,600 | $1,147,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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