In 2026, the FHA loan limits in Cedaredge county of Delta, CO are as follows: $472,030 for single-family homes, $604,400 for two units, $730,525 for three units, and $907,900 for four units.
The maximum loan amounts for conventional loans are $726,200 for a single-family home, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
Use our FHA calculator to check today's best FHA rates and to determine necessary down payments, income, credit, reserves, and documents required for qualification.
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The Lendersa® calculator offers the ability to compare FHA rates and terms against other loan programs, including conventional, jumbo, VA, USDA, Non-QM, and hard money loans, providing a wide view of your financing options.
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Use the Loan Limits Comparison Table for 2026 in Cedaredge county, Delta, CO, to understand maximum amounts for FHA, conventional, and more. For insight into qualification factors like income, reserves, and credit, refer to the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $420,600 | $420,600 | $420,600 | $420,600 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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