In 2026, the FHA loan limits in Orchard-City county, Delta, CO are as follows: $356,362 for a single-family home, $456,275 for two units, $551,500 for three units, and $685,400 for four units.
The maximum for conventional loans is $548,250 for a single-family residence, $702,000 for two units, $848,500 for three units, and $1,054,500 for four units.
Use our FHA calculator to see today’s best FHA rates, and calculate down payments, income thresholds, credit needs, reserves, and necessary documentation for qualification.
Compare loan offers from 100 lenders to find terms that meet your criteria.
The Lendersa® calculator enables comparison of FHA rates and terms with those of other loans, such as conventional, jumbo, VA, USDA, Non-QM, and hard money, providing a full view of your options.
Lendersa® obtains data from thousands of lenders and quickly aligns it with your financial profile to offer personalized loan solutions.
Consult the Loan Limits Comparison Table for 2026 in Orchard-City county, Delta, CO, to explore maximum loan amounts for FHA, conventional, and other loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for insights on income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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