In 2026, FHA loan limits in Cortez county, Montezuma, CO, are: $472,030 for a single-family home, $604,400 for properties with two units, $730,525 for three units, and $907,900 for four units.
The maximum for conventional loans is $726,200 for a single-family residence, $929,850 for two-unit homes, $1,123,900 for those with three units, and $1,396,800 for four-unit structures.
Utilize our FHA calculator to explore today’s top FHA rates and determine requirements for downpayment, income, credit, reserves, and necessary documents.
The Lendersa® calculator aids in comparing FHA rates and terms with those of other loan programs. Consider options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans in addition to FHA.
Lendersa® rapidly acquires and matches loan program data from thousands of lenders to your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Cortez county, Montezuma, CO, provides maximum loan values across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) for insights on qualification requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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