As of 2026, FHA loan limits in Durango county, part of La Plata, CO, are set at $596,850 for single-family homes, $764,050 for two units, $923,600 for three units, and $1,147,800 for four units.
The maximum sums for conventional loans on single-family properties are $726,200, with $929,850 for two-unit residences, $1,123,900 for three units, and $1,396,800 for four units.
Use our FHA calculator to view current FHA rates and establish what downpayment, income, credit, reserves, and documents are necessary to qualify.
The Lendersa® calculator aids in comparing FHA rates and terms with other loan programs. Consider options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® processes data from numerous lenders to promptly match it to your financial needs.
Loan Limits Comparison Table for 2026 in Durango county of La Plata, CO will show maximum loan amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For qualification requirements such as income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $596,850 | $764,050 | $923,600 | $1,147,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $494,500 | $494,500 | $494,500 | $494,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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