In 2026, the FHA loan limit in Denver county, Denver, CO, stands at $787,750 for a single-family home. For two-unit residences, it's $1,008,450; for three-unit buildings, $1,219,000; and for a four-unit property, the limit extends to $1,514,950.
The highest amount available for conventional loans on a single-family residence is $787,750. When it comes to duplexes, the ceiling is $1,008,450, for triplex homes, it's $1,219,000, and for four-unit buildings, the maximum is $1,514,950.
Utilize our FHA calculator to explore the best FHA rates available today and determine the necessary downpayment, income, credit score, reserves, and documents required for qualification.
With the aid of the Lendersa® calculator, you can compare FHA rates and terms with those of other loan programs. Dive into possibilities such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans when considering FHA options.
Lendersa® aggregates loan program data from thousands of lenders, drawing quick, tailored comparisons fitted to your distinct financial profile.
For 2026 in Denver county, Denver, CO, the Loan Limits Comparison Table offers an analysis of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. When assessing qualification needs, like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $787,750 | $1,008,450 | $1,219,000 | $1,514,950 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $787,750 | $1,008,450 | $1,219,000 | $1,514,950 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $787,750 | $1,008,450 | $1,219,000 | $1,514,950 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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