In 2026, the FHA loan limits established for properties in Edgewater county, part of Jefferson, CO, are detailed as follows: for a single-family home, the permissible limit is $787,750. For properties consisting of two residential units, the limit extends to $1,008,450. In the case of a property with three units, the maximum allowable loan reaches $1,219,000, and for a four-unit building, the limit is set at $1,514,950. These FHA loan limits provide essential guidelines for potential buyers regarding the maximum amount they can secure for different property types.
Turning to conventional loans, the maximum loan amount allocated for a single-family residence is $787,750. For homes configured with two units, the cap reaches $1,008,450. For residences featuring three units, it climbs to $1,219,000, and for four-unit properties, the highest possible loan amount is $1,514,950. Understanding these limits aids in making informed decisions when choosing a conventional financing path.
Our FHA calculator is an indispensable tool for finding today’s best FHA rates, and it aids users in determining necessary elements such as the down payment, income validation, credit worthiness, reserves, and documentation essential for qualifying. This comprehensive tool simplifies the complex landscape of loan qualification.
Begin comparing a range of loan offers from an extensive network of 100 different lenders, enabling you to select the most advantageous terms that meet your financial objectives.
The Lendersa® calculator is crafted to facilitate a detailed comparison of FHA rates and terms with those of a broad spectrum of loan programs. This gamut includes conventional loans, jumbo options, VA loans, USDA, Non-QM, and hard money loans. Through this comprehensive evaluation, you can identify the funding opportunity that best aligns with your personal financial profile and purchasing goals.
By gathering extensive data from thousands of lenders, Lendersa® ensures fast and precise matching of your unique financial profile with the most suitable loan options available. This comprehensive approach provides access to the most relevant and competitive lending offers tailored to your needs.
The Loan Limits Comparison Table for 2026 in Edgewater county within Jefferson, CO, offers in-depth insights into FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to explore diverse qualification requirements, such as income levels, reserves, and credit criteria, offering you a robust guide for navigating and understanding your financing opportunities.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $787,750 | $1,008,450 | $1,219,000 | $1,514,950 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $787,750 | $1,008,450 | $1,219,000 | $1,514,950 |
| USDA | $684,200 | $684,200 | $684,200 | $684,200 |
| VA | $787,750 | $1,008,450 | $1,219,000 | $1,514,950 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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