In 2026, the FHA loan limits in Gypsum county, located in Eagle, CO, are set at $1,075,250 for single-family homes. For two-unit structures, the limit is $1,376,550, rising to $1,663,900 for three units, and reaching $2,067,850 for four-unit properties. These limits help determine what homebuyers can borrow under the FHA program, which is essential for planning purchases.
As for conventional loans, the maximum amount you can borrow for a single-family home stands at $1,075,250. Properties configured with two units have a limit of $1,376,550, while for three-unit properties, the limit is $1,663,900. Buildings with four units can have loans up to $2,067,850. Understanding these limits is key to exploring financing options when buying residential properties.
To find the most favorable FHA rates available today, make use of our FHA calculator. This tool not only provides up-to-date rate information but also assists in determining necessary down payment amounts, income levels, credit evaluations, reserve status, and the documents required to complete the qualification process.
Start your comparison of loan offers from 100 different lenders to find the option that best suits your financial needs.
The Lendersa® calculator is an essential tool that allows you to compare the specific rates and terms of FHA loans against a wide array of other loan options. These include conventional loans, jumbo loans, VA loans, USDA loans, Non-QM loans, and even hard money loans. Reviewing these options helps you find the best loan that aligns with your financial and home buying goals.
Lendersa® gathers comprehensive loan program data from numerous lenders and swiftly compares this information with your unique financial needs and profile, ensuring you are equipped with the best loan options tailored to you.
The Loan Limits Comparison Table for 2026 in Gypsum county, Eagle, CO, is a critical tool. It allows you to compare the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money lending options. For analyzing qualification criteria such as income, reserves, and credit, Lendersa® Super Loan Integrated Qualifier (SLIQ™) offers unmatched insights, helping guide you in making informed decisions.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,075,250 | $1,376,550 | $1,663,900 | $2,067,850 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,075,250 | $1,376,550 | $1,663,900 | $2,067,850 |
| USDA | $690,000 | $690,000 | $690,000 | $690,000 |
| VA | $1,075,250 | $1,376,550 | $1,663,900 | $2,067,850 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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