In 2026, FHA loan limits in Glenwood-Springs county within Garfield, CO are set at $822,375 for a single-family home, $1,053,000 for two units, $1,272,750 for three units, and $1,581,750 for four units.
For conventional loans, the maximum borrowing amounts are $765,600 for single-family houses; $980,325 for two-unit properties; $1,184,925 for those with three units; and $1,472,550 for four-unit buildings.
Use our FHA calculator to find today’s best FHA rates, and assess requirements like downpayment, income, credit, reserves, and necessary documentation for qualification.
The Lendersa® calculator helps you compare FHA rates and terms with those from other loan programs. Consider exploring options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® collates loan data from thousands of lenders and rapidly matches it to your individual financial profile and needs.
The Loan Limits Comparison Table for 2026 in Glenwood-Springs county, located in Garfield, CO, displays maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. To explore qualification criteria such as income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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