2026 FHA (Government Loans) Limits for Johnstown, Weld County, Colorado

In 2026, the FHA loan limits for Johnstown county in Weld, CO include: $555,450 for a single-family home, $711,050 for two units, $859,500 for three units, and $1,068,200 for four units.

The ceiling for conventional loans is set at $726,200 for single-family houses, $929,850 for two-unit residences, $1,123,900 for three units, and $1,396,800 for four-unit buildings.

Employ our FHA calculator to discover today’s best rates, find out required downpayment, income, credit, reserves, and documentation needed for qualification.

Explore loan offers from 100 lenders

Examine Loan Choices in Johnstown, CO

The Lendersa® calculator allows for easy comparison of FHA rates and terms with those of other loan programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

By compiling data from thousands of lenders, Lendersa® delivers quick comparisons tailored to your unique financial profile and needs.

Use the Loan Limits Comparison Table for 2026 in Johnstown county of Weld, CO to evaluate maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For qualification requirements like income, reserves, and credit, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Johnstown county of Weld, CO

SFR 2 Units 3 Units 4 Units
FHA $555,450 $711,050 $859,500 $1,068,200
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $434,700 $434,700 $434,700 $434,700
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Johnstown FHA Lenders

  • Edge Mortgage Inc
  • 2016 Overland Drive, Johnstown, CO, 80534
  • Lends in Colorado
  • Our mortgage brokers and staff know what they’re doing. They use the latest comparative analysis software which allows them to research and compare various loan programs to find the best option to meet your needs. We have mastered loan fulfillment software which is designed to streamline the processing of your loan.

  • Home Team Lending
  • 1019 37th Ave Ct, Greeley, CO, 80634
  • Lends in Colorado
  • In 2000, Tonya Jenkins (“TJ”) had been in the mortgage business for seven years. She had worked as a single loan originator at a local bank and then moved to a manager of a regional mortgage company. She found herself wanting to build a mortgage team, which is when Home Team Lending was born.

  • Real Estate Loans 4 You
  • PO Box 2469, Loveland, CO, 80539
  • Lends in Colorado
  • Our team offers people in the Colorado and Fort Collins area USDA, VA, FHA, and many more loan options. We prioritize personal care and we strive to give our clients all the tools they need to succeed. Large banking institutions are only concerned with moving clients in and getting them out the door.

  • Fort Collins Mortgage LLC
  • 8340 Louden Circle, Fort Collins, CO, 80528
  • Lends in Colorado
  • Fort Collins Mortgage LLc, our mission is to provide homeowners and future homeowners a variety of home financing options at competitive rates; fulfilling their needs in a manner that enhances their standard of living in realizing the American Dreams and we work hard to be leaders in the industry, to stand out from the competition, and, above all.

  • 1st Liberty Lending
  • 1215 Reserve Drive, Longmont, CO, 80504
  • Lends in Colorado
  • 1st Liberty Lending, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available.

  • Fidelity Home Mortgage LLC
  • 1906 Kristy Court, Longmont, CO, 80504
  • Lends in Colorado
  • Fidelity Home Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.

  • Symple Home Loans LLC
  • 11052 Cimarron Street, Unit E, Suite 100, Longmont, CO, 80504
  • Lends in Colorado
  • "Symple Loans is powered by people who earn the trust of clients and partners through expertise and personal attention.
    We’ve built our success by partnering with real estate agents, builders, affinity groups, associations, and more.
    Having built our business on trusting relationships with real estate professionals"

  • Centennial Lending
  • 11281 Business Park Cir, Longmont, CO, 80504
  • Lends in Colorado
  • Centennial Lending is a Credit Union Service Organization (CUSO) endeavoring to be the primary lending solution for our partners and all borrowers. We are owned by 24 credit unions and partner with dozens more to provide residential mortgages, commercial loans, and lease services to our partner credit union and their members.

  • LoanFIT LLC
  • 635 Casllisto Drive, Suite 103, Loveland, CO, 80537
  • Lends in Colorado
  • The LoanFIT Team is a group of professionals with one goal in mind: to assist you in securing the ideal loan for your new home purchase, investment property purchase, or refinance. Learn exactly what you can expect when working with the LoanFIT Team from others' experiences below.

  • Bank of Colorado
  • 1609 E Harmony Rd, Fort Collins, CO, 80525
  • Lends in Colorado
  • Bank of Colorado is a family-owned, locally managed, Colorado community bank with a 38-year history in Colorado guided by a strong community-banking model of local management and local control. Bank of Colorado is known for its strength and stability, superior customer service and active involvement in the communities it serves.