In the year 2026, the FHA loan limits in Lafayette county, which belongs to Boulder, CO, are set at $856,750 for homes categorized as single-family, $1,096,800 for duplexes or two-unit homes, $1,325,800 for three-unit residences, and $1,647,650 for more extensive four-unit properties.
The maximum allowable lending amount for conventional loans is $856,750 for a single-family property. For a dwelling with two units, the limit increases to $1,096,800, for those with three units it's $1,325,800, and for four-unit buildings, it caps at $1,647,650.
To identify today’s optimal FHA interest rates, utilize our FHA calculator, which also assists in determining crucial aspects like the required down payment, income level, credit rating, reserves, and documents necessary to secure eligibility.
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The Lendersa® calculator provides the functionality to contrast FHA loan rates and terms against those of numerous other loan programs. Take the opportunity to explore various options, including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, alongside FHA loans.
Lendersa® gathers comprehensive loan program details from thousands of lenders nationwide and instantly compares this with your specific financial needs and conditions in mere seconds.
The Loan Limits Comparison Table for 2026 for Lafayette county, a part of Boulder, CO, gives you an opportunity to evaluate FHA against other financial products such as Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgages (HECM), and hard money loans regarding maximum loan amounts. To scrutinize various qualification criteria, including income, reserves, and credit requirements, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $856,750 | $1,096,800 | $1,325,800 | $1,647,650 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $856,750 | $1,096,800 | $1,325,800 | $1,647,650 |
| USDA | $747,500 | $747,500 | $747,500 | $747,500 |
| VA | $856,750 | $1,096,800 | $1,325,800 | $1,647,650 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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