2025 FHA (Government Loans) Limits for Niwot, Boulder County, Colorado

In 2025, FHA loan limits in Niwot county of Boulder, CO are set at $856,750 for single-family homes, rising to $1,096,800 for two units, $1,325,800 for three units, and up to $1,647,650 for four-unit properties.

The maximum amounts for conventional loans are $856,750 for a single-family residence, $1,096,800 for two units, $1,325,800 for three units, and $1,647,650 for four units.

Use our FHA calculator to discover today’s best rates, helping to determine down payments, necessary income, credit evaluations, reserves, and required documents for eligibility.

Check and compare offers from 100 lenders to find the best terms fitting your needs.

Explore Loan Opportunities in Niwot, CO

The Lendersa® calculator helps you compare FHA rates and terms against other loan programs, such as conventional, jumbo, VA, USDA, Non-QM, and hard money loans.

Accessing data from thousands of lenders, Lendersa® efficiently matches this information with your financial profile, ensuring you receive personalized loan solutions.

Consult the Loan Limits Comparison Table for 2025 in Niwot county, Boulder, CO, covering maximum amounts for FHA, conventional, and others. To understand qualification needs like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Niwot county of Boulder, CO

SFR 2 Units 3 Units 4 Units
FHA $856,750 $1,096,800 $1,325,800 $1,647,650
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $856,750 $1,096,800 $1,325,800 $1,647,650
USDA $747,500 $747,500 $747,500 $747,500
VA $856,750 $1,096,800 $1,325,800 $1,647,650
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Widespread Lending Solutions LLC
  • 13904 Fairfax St, Thornton, CO, 80602
  • Widespread Lending Solutions provides a full line of personalized and private Mortgage Brokerage & Real Estate Services. That means we can support you through the entire home buying, selling or refinancing process from start to finish. We streamline the home buying process by providing mortgage and real estate services under one roof.
  • LoanFIT LLC
  • 635 Casllisto Drive, Suite 103, Loveland, CO, 80537
  • The LoanFIT Team is a group of professionals with one goal in mind: to assist you in securing the ideal loan for your new home purchase, investment property purchase, or refinance. Learn exactly what you can expect when working with the LoanFIT Team from others' experiences below.
  • Crowder Mortgage Inc
  • 104 Bohn Court, Lyons, CO, 80540
  • Crowder Mortgage was established in 1984 to serve the needs of our neighbors in the Boulder area. Changing with the times is always a requirement in our business. Our customers can now work with us from all over the state of Colorado via the internet, phone, fax and email. Nearly all of our business comes from referrals from customers
  • LoanStars Mortgage Company
  • 1200 Lonestar Road, Lyons, CO, 80540
  • At LoanStars Mortgage you will find the lowest most competitive interest rates in the industry, always processed promptly with the utmost honesty, integrity and professionalism. I understand that your loan is of the utmost importance to you and take the time that is needed to make you comfortable
  • Your Better Loan LLC
  • 5134 East 119th Way, Thornton, CO, 80233
  • Your Better Loan LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
  • Above & Beyond Mortgage Loans Inc
  • 2200 East 104th Avenue, Suite 101, Thornton, CO, 80233
  • Above & Beyond Mortgage Loans, Inc., and our mortgage consultants all share the same common goal: to provide individuals and families with excellence in the process of a mortgage loan. Rest assured that Above & Beyond will fully educate you from start to finish on the loan process.
  • Legacy Home Lending LLC
  • 3879 E. 120th Avenue, Suite 110, Thornton, CO, 80233
  • "We offer a wide range of finance options, designed to best meet the needs of local borrowers. Whether you are purchasing a home, are considering refinancing, we can help! It doesn't matter if you are looking for cash out, or to just get a better rate and term, we can assist you and also We offer the following Refinancing Programs: FHA | FHA Ca
  • Colorado Home Loans
  • 2121 W 84th Ave, Suite 201, Denver, CO, 80260
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Electrical Federal Credit Union
  • 5080 W 60th Avenue, Arvada, CO, 80003
  • EFCU is a full service financial institution providing union workers credit services. We provide our members with checking & saving accounts as well as a variety of investment and loan services. EFCU prides itself on providing both financial options and member service to labor unions and their families. Some additional services include.
  • A Home's Best Mortgage Inc
  • 7985 North Vance Drive, Suite 300, Arvada, CO, 80003
  • A Home's Best Mortgage is focused on helping our clients with a seamless home buying experience. A leader in low rate, low closing cost Colorado home loans. Whether you're purchasing a new home or refinancing an existing loan, A Home's Best Mortgage can help you find the best loan to fit your needs.
  • Wyse Home Loans LLC
  • 6979 Coors Court, Arvada, CO, 80004
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.