In 2025, the loan limits set by the FHA for properties in Lincoln-Park county, part of Fremont, CO, are as follows: the allowable loan amount for a single-family home is $356,362. If your property is configured as a two-unit home, the limit extends to $456,275. For those properties housing three units, the cap increases to $551,500, and for four-unit residences, it tops out at $685,400. Being aware of these limits is crucial for prospective FHA borrowers, as it helps define the financial boundaries available depending on the size and type of home.
When it comes to conventional loans, the loan amounts are capped differently: a single-family residence can be financed up to $548,250. For properties with two units, the maximum financing amount is $702,000. For three-unit structures, the borrowing limit is $848,500, while for buildings with four units, the limit is $1,054,500. Understanding these figures is vital for planning how to best leverage conventional loan opportunities.
Use our FHA calculator to easily access today’s best available FHA rates, and determine your potential down payments, ascertain income and credit needs, analyze reserve requirements, and review necessary documents for eligibility. This not only ensures readiness but also enhances your knowledge as you navigate the complexities of FHA loan qualification.
Explore and compare loan offers from an expansive network of 100 lenders, allowing you to select financing terms that best align with your financial goals and personal circumstances.
The Lendersa® calculator is a comprehensive tool that empowers you to compare FHA loan rates and terms directly with those of a broad spectrum of other loan programs. Among these alternatives are conventional loans, jumbo products, VA loans, USDA loans, Non-QM choices, and hard money options. This thorough comparison assures that you can find the loan solution that most closely meets your specific financial needs and property acquisition goals.
By accessing extensive data from thousands of lenders, Lendersa® rapidly aligns loan information with your unique financial profile to deliver personalized recommendations. This efficient process not only saves time but ensures that your options are tailored specifically to your qualifications and requirements.
The Loan Limits Comparison Table for 2025 in Lincoln-Park county of Fremont, CO, offers an extensive overview of the maximum amounts available for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To delve further into qualification factors such as required income, reserves, and credit assessments, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™), an invaluable resource for detailed analysis and strategic planning in your mortgage journey.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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