In 2026, the FHA loan limits in Penrose county, Fremont, CO are $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four units.
Conventional loan limits are $726,200 for a single-family home, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
Use our FHA calculator to check today’s rates and calculate downpayments, income, credit, reserves, and the documents needed for qualification.
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The Lendersa® calculator allows comparisons of FHA rates against other loan programs, including conventional, jumbo, VA, USDA, Non-QM, and hard money loans, providing a wide range of options.
Sourcing data from thousands of lenders, Lendersa® instantly matches this with your financial profile, ensuring personalized solutions.
Consult the Loan Limits Comparison Table for 2026 in Penrose county of Fremont, CO for maximum amounts on FHA, conventional, and other loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to understand income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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