During 2026, the FHA loan limits for Longmont county in Boulder, CO are structured as follows: for a single-family home, it is $856,750, for a two-unit property, the limit is $1,096,800, whereas for three-unit residences, it extends to $1,325,800, and for four-unit homes, it caps at $1,647,650.
Maximal borrowing amounts for conventional loans are $856,750 on single-family houses, $1,096,800 is set for dual-unit homes, for those with three units, it is $1,325,800, and $1,647,650 for four-unit dwellings.
Check out our FHA calculator to access the day’s best FHA rates and evaluate key factors such as required down payment, income, credit needs, reserves, and necessary documents to ensure your eligibility.
The Lendersa® calculator is a resource that lets you analyze and contrast the rates and terms of FHA loans with those of other available loan programs. Dive into and evaluate a variety of offerings, such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® collates data from a wide network of thousands of lenders and seamlessly compares this information against your personal financial profile and requirements within a matter of seconds.
The Loan Limits Comparison Table for 2026 allows you to examine and contrast maximum loan values in Longmont county, encased within Boulder, CO. This includes FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. To investigate qualification needs, like income, reserves, and credit specifics, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $856,750 | $1,096,800 | $1,325,800 | $1,647,650 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $856,750 | $1,096,800 | $1,325,800 | $1,647,650 |
| USDA | $747,500 | $747,500 | $747,500 | $747,500 |
| VA | $856,750 | $1,096,800 | $1,325,800 | $1,647,650 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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