In 2025, the FHA loan limits for Ponderosa-Park county in Elbert, CO are structured as follows: for a single-family home, the limit is $596,850. For two-unit properties, it increases to $764,050, while three-unit properties have a cap of $923,600. For a property with four units, the maximum loan amount permitted is $1,147,800. Recognizing these limits is crucial for potential buyers seeking FHA financing.
For conventional loans, the maximum loan amounts are different: $596,850 for a single-family residence, $764,050 for two units, $923,600 for three units, and $1,147,800 for four units. Understanding these details helps in planning financial strategies under conventional loan terms.
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The Lendersa® calculator allows you to compare FHA loans against a variety of other programs, such as conventional, jumbo, VA, USDA, Non-QM, and hard money loans. This range offers a comprehensive view of your financing choices.
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Consult the Loan Limits Comparison Table for 2025 in Ponderosa-Park county of Elbert, CO, for maximum amounts across FHA, conventional, and other loans. To understand the qualification requirements like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for detailed insights.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $596,850 | $764,050 | $923,600 | $1,147,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $596,850 | $764,050 | $923,600 | $1,147,800 |
| USDA | $477,400 | $477,400 | $477,400 | $477,400 |
| VA | $596,850 | $764,050 | $923,600 | $1,147,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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