For 2026, the FHA loan limits in Steamboat-Springs county within Routt, CO are set at $678,500 for a single-family home, $868,600 for two-unit properties, $1,049,950 for three-unit residences, and $1,304,850 for living spaces with four units.
The maximum amounts for conventional loans are $678,500 for single-family homes, $868,600 for two units, $1,049,950 for three units, and $1,304,850 for four units.
Use our FHA calculator to find today's best FHA rates and assess required downpayment, income, credit rating, reserves, and necessary documents to qualify.
Lendersa® calculator helps you compare FHA rates and terms with those of other loan programs. Evaluate options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans in addition to FHA.
Lendersa® collects loan data from thousands of lenders and quickly matches it to your unique financial circumstances and needs.
The Loan Limits Comparison Table for 2026 in Steamboat-Springs county of Routt, CO, helps compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Examine qualification needs such as income, reserves, and credit with Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $678,500 | $868,600 | $1,049,950 | $1,304,850 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $678,500 | $868,600 | $1,049,950 | $1,304,850 |
| USDA | $542,800 | $542,800 | $542,800 | $542,800 |
| VA | $678,500 | $868,600 | $1,049,950 | $1,304,850 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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