In 2026, the FHA loan limits established for properties within Strasburg county, which is part of Arapahoe in CO, are as follows: a single-family home can secure financing up to $787,750. For properties with two units, the limit increases to $1,008,450. For residences featuring three units, the maximum climbs to $1,219,000. Finally, for four-unit buildings, the cap is set at $1,514,950. These limits are crucial for prospective FHA borrowers to understand to accurately plan their financing strategies.
In terms of conventional loans, the highest loan amounts vary by unit type: a single-family home can be financed up to $787,750. For properties with two units, the limit is $1,008,450. For three-unit homes, the cap is $1,219,000, while for properties with four units, the maximum loan amount is $1,514,950. These figures play a vital role in helping informed financial planning for conventional home buyers.
Utilize our FHA calculator to uncover today’s most competitive FHA rates and to effectively determine necessary down payments, income assessments, credit evaluations, reserve checks, and the documentation needed for qualifying. This tool is invaluable for navigating the often complex landscape of mortgage qualifications.
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The Lendersa® calculator allows you to compare FHA loan rates and terms directly with other potential loan programs, including conventional loans, jumbo loans, VA, USDA, Non-QM, and hard money loans. This thorough comparison helps in selecting a loan scheme that fits best with your financial circumstances and home ownership objectives.
Compiling extensive data sourced from thousands of lenders, Lendersa® performs rapid comparisons to align your financial profile with available loan programs swiftly. This ensures you have access to customized loan solutions that match your unique financial profile.
The Loan Limits Comparison Table for 2026 in Strasburg county of Arapahoe, CO, offers detailed insight into maximum loan amounts available for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate various qualification criteria such as income, reserves, and credit requirements, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™), offering detailed guidance to navigate your mortgage options efficiently and effectively.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $787,750 | $1,008,450 | $1,219,000 | $1,514,950 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $787,750 | $1,008,450 | $1,219,000 | $1,514,950 |
| USDA | $547,400 | $547,400 | $547,400 | $547,400 |
| VA | $787,750 | $1,008,450 | $1,219,000 | $1,514,950 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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