2026 FHA Loan Limits for Colchester, New London County, Connecticut

For the year 2026, FHA loan limits in Colchester county of New London, CT are set at $472,030 for a single-family home. For two-unit residences, the limit is $604,400; for three units, it is $730,525; and for four-unit properties, the cap is $907,900.

The maximum limits for conventional loans are $726,200 for single-family homes, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.

Utilize our FHA calculator to explore today’s best FHA rates, understanding the down payment, income, credit, reserves, and required documents for qualification.

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The Lendersa® calculator provides a thorough comparison of FHA rates and terms with those of other loan types such as conventional loans, jumbo loans, VA, USDA, Non-QM, and hard money loans.

Lendersa® compiles and evaluates loan data from a wealth of lenders, comparing it to your financial profile and requirements in seconds.

The Loan Limits Comparison Table for 2026 in Colchester county, New London, CT, helps you analyze maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For qualification assessments concerning income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Colchester county of New London, CT

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Colchester FHA Lenders

  • Ryan Mortgage LLC
  • 11 South Main Street, Marlborough, CT, 06447
  • Lends in Connecticut
  • "Ryan Mortgage LLC We’ll work with you to provide financing that best suits your needs. It’s important to us that you fully understand the transaction. Our loan consultants will take plenty of time to explain all aspects of the loan.

    Our goal is to put you in the home of your dreams while taking care of your long term financial health."

  • Gateway Mortgage Services, LLC
  • 428 Boston Post Road, Waterford, CT, 06385
  • Lends in Connecticut
  • At Gateway Mortgage Services, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you

  • Eastern Financial Services Inc
  • 49 Sherwood Terrace, Old Saybrook, CT, 06475
  • Lends in Connecticut
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Community Healthcare Credit Union
  • 48 Haynes Street, Manchester, CT, 06040
  • Lends in Connecticut
  • As a credit union, Community Healthcare Credit Union is a not-for-profit financial cooperative owned and operated by our members. We look forward to serving you and showing you the credit union difference. Established in 1959, Community Healthcare Credit Union Inc, is a not-for-profit financial institution, owned and operated by its members.

  • Generation Mortgage LLC
  • 105 East Center Street, Manchester, CT, 06040
  • Lends in Connecticut
  • Our goal is to make sure you are informed every step of the way. We strive to give you an honest assessment of your current financial situation. If there are hurdles we will work with you to prepare and execute a game plan to overcome those obstacles so that you are set up for long-term financial success.

  • Burke Mortgage
  • 15 Pitkin Street, Manchester, CT, 06040
  • Lends in Connecticut
  • Burke Mortgage Lending LLC by the Connecticut Department of Banking company and owned and operated by John Burke, a Licensed Mortgage Broker and Licensed Loan Officer in Manchester, Connecticut. John Burke will be your dedicated home loan expert and will work alongside you throughout the entire mortgage loan process

  • Cheney Mortgage Inc.
  • 983 Main Street, Manchester, CT, 06040
  • Lends in Connecticut
  • Cheney Mortgage was founded with a combined 50 years of experience. Our mission is Mortgage Lending Made Easy - We believe the mortgage process shouldn’t be difficult and many of the challenges commonly found in the process could be solved by simply managing expectations. Clear communication with trusted professionals have Cheney Mortgage,

  • Northeast Family Federal Credit Union
  • 233 Main St, Manchester, CT, 06045
  • Lends in Connecticut
  • In 1938 teacher’s starting annual salaries were $1,100, the depression was ending and the war in Europe was beginning. On April 19, 1938 a group of determined Manchester area teachers organized the Manchester Teachers Federal Credit Union, known today as the Northeast Family Federal Credit Union.

  • Nutmeg State Financial Credit Union
  • 500 Enterprise Drive, Suite 4A, Rocky Hill, CT, 06067
  • Lends in Connecticut
  • Nutmeg State Financial Credit Union is a values-driven organization committed to intentional actions and investments to “be the change” in our community. We believe prosperity for all people is possible when the people, businesses and municipalities that define a community are interconnected through meaningful social & economic relationships.

  • Noreast Mortgage Services
  • 1092 Elm Street, Suite 203, Rocky Hill, CT, 06067
  • Lends in Connecticut
  • The Noreast Mortgage Services Team is your premier mortgage team located in Rocky Hill, Connecticut. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Rocky Hill area.