FHA Loan Limits for East-Lyme, New London County, CT in 2026

For 2026, the FHA loan limit in East-Lyme county of New London, CT, stands at $356,362 for a single-family home. For properties with two units, the limit is $456,275, for three units it is $551,500, and for four units, it is $685,400.

The maximum conventional loan amount is $548,250 for a single-family home, rising to $702,000 for two units, $848,500 for three units, and $1,054,500 for four units.

Use our FHA calculator to identify today’s preferred FHA rates and understand the required downpayment, income, credit, reserves, and documentation to qualify.

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The Lendersa® calculator lets you compare FHA rates and terms with those of other loan programs, including conventional, jumbo, VA, USDA, Non-QM, and hard money loans.

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The Loan Limits Comparison Table for 2026 in East-Lyme, New London, CT, allows comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan amounts. Evaluate requirements such as income, reserves, and credit with the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits East-Lyme county of New London, CT

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $285,000 $285,000 $285,000 $285,000
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Polaris Home Loans, LLC
  • One Monarch Place, 22nd Floor, Suite 2200, Springfield, MA, 01144
  • Lends in Connecticut
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • USA Mortgage Network, Inc.
  • 1333 Boston Road, Springfield, MA, 01119
  • Lends in Connecticut
  • We offer the assistance you need to help in all of your mortgage endeavors. Whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable process.Pre-qualification starts the loan process.Anabela (Bela) is the President/Owner of USA Mortgage Network Inc.

  • Seacoast Mortgage Corporation
  • 267 Newport Avenue, Pawtucket, RI, 02861
  • Lends in Connecticut
  • At Seacoast, we are dedicated to always earning clients’ trust before their business. We consult with you, understand your needs and then help you choose the mortgage program that is best for you. Seacoast loan officers and dedicated support staff are here for you 24 hours a day, 7 days a week. Our line is always open.

  • EC Lending
  • 440 Rte 111 Smithtown NY, Smithtown, NY, 11787
  • Lends in Connecticut
  • EC Lending revolutionizes the lending landscape with innovative solutions, providing resources that overcome even the most complex financial challenges. Boasting unmatched expertise, EC Lending empowers clients to secure the best terms through personalized service and cutting-edge technology. Choose EC Lending for bespoke financing, where every dre

  • All Island Mortgage & Funding Corporation
  • 496 Smithtown By-Pass, Suite 308, Smithtown, NY, 11787
  • Lends in Connecticut
  • All Island Mortgage & Funding Corporation. A family owned and operated mortgage business. FHA approved. Established in 1989, serving all of New York, Florida, Connecticut, New Jersey, Pennsylvania, Montana, Washington State, Alaska, California, Texas. A leader in Reverse mortgage financing.

  • SoundView Financial Credit Union
  • 14 Research Dr, Bethel, CT, 06801
  • Lends in Connecticut
  • The SoundView Financial Credit Union is a member-owned financial cooperative. Members of the Credit Union include those who live, work, worship, or volunteer in the Connecticut counties of Fairfield and Litchfield, all P&G/Gillette/Duracell employees, as well as employees from other member companies in the greater Danbury area.

  • Western Connecticut Federal Credit Union
  • 2 Stony Hill Road, Bethel, CT, 06801
  • Lends in Connecticut
  • Western CT Federal Credit Union (WCFCU) is a member-owned, not-for-profit, financial cooperative based in Bethel, Connecticut. WCFCU is a customer-centric credit union focused on creating a positive financial experience by delivering personalized service along with technology-oriented features to meet the needs of members.

  • Connecticut Home Financing, LLC
  • 33 Redwood Dr., Bethel, CT, 06801
  • Lends in Connecticut
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • DML Mortgage
  • 777 Old Rte 7, Suite 7, Brookfield, CT, 06804
  • Lends in Connecticut
  • DML Mortgage was founded by David M. Lichtman. With over 15,000 loans closed, DML Mortgage has assisted many people in achieving their dream of home ownership.For more than 25 years in business, Mr. Lichtman has always stood for persistence, honesty and integrity. DML Mortgage provides Fixed Range Mortgage 30,20,15 Years Conforming, Jumbo Mortgage

  • Lighthouse Mortgage Corporation
  • 527 Townline Road, Suite 305, Hauppauge, NY, 11788
  • Lends in Connecticut
  • Lighthouse Mortgage Founder/President. Brokered in excess of $600 million in real estate loans, commercial and residential. Hired and trained a staff of 20 sales people and 5 support staff. Developed program to expedite loan process from initial borrower contact through appraisal, underwriting and closing ensuring quick turnaround time.

  • RCG Mortgage
  • 490 Wheeler Rd, Suite 252, Hauppauge, NY, 11788
  • Lends in Connecticut
  • Mortgage broker based in Long Island, New York who prides themselves on their transparency, accountability, and ability to provide a "Nordstrom" experience with the efficiency of a "Ford" assembly line. RCG works with all clients, no matter what their financial goals may be.RCG Mortgage is your online resource for personalized mortgage solutions.

  • Northwest Community Bank
  • 86 Main Street, Winsted, CT, 06098
  • Lends in Connecticut
  • In 1996, the two banks merged into Northwest Community Bank. Headquartered in Winsted, today we have branches in Avon, Granby, New Hartford and Torrington—as well as our nationally recognized academic branch in Northwestern Regional School No. 7 High School. While still deeply committed to our local area,