In 2025, FHA loan limits for Old-Saybrook county of Middlesex, CT, are $356,362 for a single-family home, $456,275 for two units, $551,500 for three units, and $685,400 for four units.
The maximum amount for conventional loans on a single-family residence is $548,250. For two units, it's $702,000, for three-unit properties $848,500, and for four-unit properties $1,054,500.
Use our FHA calculator to find today’s best FHA rates and determine the needed downpayment, income, credit, reserves, and documents required to qualify.
With the Lendersa® calculator, compare FHA interest rates and terms with those of other loan programs, such as conventional, jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® swiftly compiles loan data from thousands of lenders, aligning it with your specific financial profile and needs.
The Loan Limits Comparison Table for 2025 in Old-Saybrook, Middlesex, CT, includes maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Evaluate qualifications for income, reserves, and credit using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $310,000 | $310,000 | $310,000 | $310,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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