For the year 2026, FHA loan limits in the county of New Haven, CT, specifically for Guilford, are set at $472,030 for a single-family home. For properties with two units, the limit is $604,400, three units have $730,525, and for those with four units, it is $907,900.
Conventional loan maximums for a single-family home are $726,200, while for 2-unit buildings, they reach $929,850. Homes with three units have a cap at $1,123,900, and four-unit properties are capped at $1,396,800.
Utilize our FHA calculator to ascertain today’s optimal FHA rates and determine the needed down payment, income, credit status, reserves, and required documents for qualification.
The Lendersa® calculator provides a comparison of FHA rates and terms with the rates and terms of other loan programs including conventional loans, jumbo, VA, USDA, Non-QM, and hard money alternatives.
Lendersa® swiftly compiles and compares loan data from a multitude of lenders, aligning it to your unique financial needs and profile.
The Loan Limits Comparison Table for 2026 in Guilford, New Haven, CT, provides analysis of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For evaluating qualification standards like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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