For 2026, the FHA loan limit in Harwinton county in Litchfield, CT, is set at $472,030 for single-family homes. The limits extend to $604,400 for two-unit homes, $730,525 for three-unit buildings, and up to $907,900 for four units.
The maximum allowable amounts for conventional loans on single-family residences are $726,200. For two units, the cap is $929,850, moving to $1,123,900 for three-unit properties, and reaching $1,396,800 for four-unit dwellings.
Utilize our FHA calculator to find the best FHA rates available today, helping determine downpayment requirements, income, credit reserves, and needed documentation for loan qualification.
With the Lendersa® calculator, you can compare FHA rates and terms alongside other loan programs. Assess options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans against FHA offers.
Lendersa® utilizes extensive data from thousands of lenders, providing rapid comparisons tailored to your unique financial profile and requirements.
For 2026, the Loan Limits Comparison Table in Harwinton county of Litchfield, CT provides insights into maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To further explore qualification parameters like income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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