FHA Loan Limits for Northwest-Harwinton, Litchfield County, CT in 2026

For 2026, within the county of Litchfield, Northwest-Harwinton, CT, the FHA loan limits are set at $357,650 for single-family homes, $457,850 for 2-unit homes, $553,450 for those with 3 units, and $687,800 for 4-unit homes.

Conventional loan maximums reach $548,250 for single-family residences, extend to $702,000 for 2-units, move up to $848,500 for 3-units, and cap at $1,054,500 for 4-units.

Use our FHA calculator for today’s ideal rates, determining downpayment, income needs, credit, reserves, and crucial documentation for qualification.

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Evaluate your loan opportunities in Northwest-Harwinton, CT

With the Lendersa® calculator, you can assess FHA rates and terms against a variety of loan programs. Explore and compare Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.

Lendersa® compiles program data from thousands of lenders, efficiently aligning comparisons with your financial profile and requirements.

See the Loan Limits Comparison Table for 2026 in Northwest-Harwinton county of Litchfield, CT, highlighting maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. To examine income, reserves, and credit qualifications, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Northwest-Harwinton county of Litchfield, CT

SFR 2 Units 3 Units 4 Units
FHA $357,650 $457,850 $553,450 $687,800
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $286,100 $286,100 $286,100 $286,100
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Northwest-Harwinton FHA Lenders

  • First Bristol Federal Credit Union
  • 25 North Street, Bristol, CT, 06010
  • Lends in Connecticut
  • First Bristol Federal Credit Union is a full-service financial institution that was established in 1935. The Credit Union currently offers an array of first mortgages to fit members' needs. Our savings and loan rates are consistently better than most banks. You can handle all of your personal finances at the Credit Union.

  • Right Step Mortgage LLC
  • 152 Simsbury Road, Bldg 9UL, Avon, CT, 06001
  • Lends in Connecticut
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • NORCOM DIRECT
  • 38 Security Drive, Avon, CT, 06001
  • Lends in Connecticut
  • Norcom Direct, we strive to provide excellent customer service and communication at all times during your home buying or refinancing experience. Working with a high standard of professionalism and mortgage industry knowledge, we ensure your mortgage will fit your needs and close quickly. Contact us today to talk with our professional staff.

  • Norcom Mortgage
  • 38 Security Drive, Avon, CT, 06001
  • Lends in Connecticut
  • Norcom Mortgage was founded in 1989 by Philip DeFronzo in a single-room office. As a solo mortgage broker, DeFronzo had one thing to give his clients to make him stand out in a crowd: extraordinary customer service. It worked. By continuing this commitment to individual client needs instead of merely offering financial products,

  • Norcom Mortgage
  • 38 Security Drive, Avon, CT, 06001
  • Lends in Connecticut
  • Norcom Mortgage was founded in 1989 by Philip DeFronzo in a single-room office. As a solo mortgage broker, DeFronzo had one thing to give his clients to make him stand out in a crowd: extraordinary customer service. It worked. By continuing this commitment to individual client needs instead of merely offering financial products

  • Thomaston Savings Bank
  • 73 Main Street South, Bethlehem, CT, 06751
  • Lends in Connecticut
  • At Thomaston Savings Bank, You Get More Your neighbors and local businesses have relied on Thomaston Savings Bank since 1874. Through eras of tumultuous bank mergers, conversions and takeovers happening all around us, Thomaston has remained — and thrived as — an independent mutual savings bank.

  • New England Residential Finance, LLC
  • 415 Wolcott Road, Unit 4, Wolcott, CT, 06716
  • Lends in Connecticut
  • We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending. We have access to a full range of mortgage sources & all of our lending specialists are dedicated to finding the right loan-with the best rates, terms & costs-to meet your unique needs. But that's just the beginning of our service.

  • BestWay Mortgage Corp.
  • 12 Center Street, Wolcott, CT, 06716
  • Lends in Connecticut
  • When it comes to getting a home mortgage, today's buyers have many options. So why do thousands of buyers choose BestWay Mortgage? Well, the secret to our success is really no big secret at all. We believe that if we put our clients first, do everything we can to provide the best mortgage options

  • Mortgage Assistance Company LLC
  • 175 New Britain Avenue, Plainville, CT, 06062
  • Lends in Connecticut
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • CT Liberty Mortgage LLC
  • 1027 Farmington Avenue, Suite 100, Farmington, CT, 06032
  • Lends in Connecticut
  • Welcome to CT Liberty Mortgage, LLC! We are a full service mortgage company located in Farmington, CT. We also serve the surrounding cities of Southington, Plainville, Bristol, New Britain, Canton, Granby, or anywhere else in Connecticut. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership,