FHA Loan Limits for Montville, New London County, CT in 2026

For 2026, the FHA loan limits in Montville county of New London, CT, are set as follows: $472,030 for a single-family home, $604,400 for properties with two units, $730,525 for three-unit homes, and $907,900 for four-unit residencies.

The maximum amounts for conventional loans include $726,200 for a single-family house, $929,850 for two-unit buildings, $1,123,900 for three-unit properties, and $1,396,800 for those with four units.

Use our FHA calculator to view today’s best FHA rates and to figure out the necessary down payment, income, credit, reserves, and documentation required to qualify.

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Assess loan options in Montville, CT

The Lendersa® calculator allows a comparison of FHA rates and terms against those of other loan programs. Explore and weigh FHA options with conventional, jumbo, VA, USDA, Non-QM, and hard money loans.

Collecting extensive data from thousands of lenders, Lendersa® swiftly matches this information to your financial needs and profile in seconds.

For 2026, the Loan Limits Comparison Table in Montville county of New London, CT, provides a comparative look at FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. To assess qualification needs like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Montville county of New London, CT

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • FD Community Federal Credit Union
  • 601 Watertown Avenue, Waterbury, CT, 06708
  • Lends in Connecticut
  • FD Community Federal Credit Union is the oldest financial institution home based in Waterbury. We are a well established community institution in existence since 1934, providing the highest level of personal service and the most affordable financial services in the Greater Waterbury area.

  • First Home Mortgage Corporation
  • 400 Reservoir Avenue, Suite 1G, Providence, RI, 02907
  • Lends in Connecticut
  • First Home Mortgage Corporation was founded in 1990 by Dave Waters, CEO. We grew from a handful of employees to a financial institution of 42 offices serving 21 states located in the mid-Atlantic, South and Northeast states. Our entrepreneurial management team, support staff, and industry leading producers.

  • Mortgage Giver, LLC
  • 10 Weybosset Street, Providence, RI, 02903
  • Lends in Connecticut
  • MortgageGiver is a bold and innovative company whose structure and philosophy is created with you, the customer, in mind. Our Loan Originators are, without exception, knowledgeable, experienced, and established. Our management and production style is geared first and foremost toward processing and closing your mortgage transaction.

  • RateCloud
  • 185 Plains Road, 3rd FLoor, Milford, CT, 06461
  • Lends in Connecticut
  • RateCloud, and we’ve made it our mission to bring that passion to the mortgage space so homebuyers and homeowners get a smoother, more cost-efficient mortgage experience.From start to finish, we give you the power to facilitate your own mortgage transaction. Typically, this role would be reserved for a loan officer.

  • Waterbury CT Teachers Federal Credit Union
  • 773 Straits Turnpike, Middlebury, CT, 06762
  • Lends in Connecticut
  • Waterbury CT Teachers Federal Credit Union (WCTFCU) is a member-owned, not-for-profit financial institution offering personal accounts, loans, and credit cards, with competitive rates and exceptional service, to our members. Our 19, 000+ membership includes current, former & retired teachers, school staff, administrators, and their families.

  • USA Mortgage Network, Inc.
  • 1333 Boston Road, Springfield, MA, 01119
  • Lends in Connecticut
  • We offer the assistance you need to help in all of your mortgage endeavors. Whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable process.Pre-qualification starts the loan process.Anabela (Bela) is the President/Owner of USA Mortgage Network Inc.

  • Polaris Home Loans, LLC
  • One Monarch Place, 22nd Floor, Suite 2200, Springfield, MA, 01144
  • Lends in Connecticut
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • Capital City Financial Corporation
  • 2740 Pawtucket Avenue East, Providence, RI, 02914
  • Lends in Connecticut
  • Capital City Financial Corporation proudly serves the Rhode Island, Massachusetts, and Connecticut communities. A strong and genuine belief in the "customer for life" principal of doing business is what fuels this company. Referrals from previous customers, real estate professionals, accountants, financial planners.

  • Province Mortgage Associates, Inc
  • 50 Office Parkway, East Providence, RI, 02914
  • Lends in Connecticut
  • We are a full service, delegated lender licensed in RI, MA, CT, and NH specializing in residential and commercial lending for purchase and refinance transactions. Our business is generated solely on referrals from our network and our valued clients with comments always revolving around one central theme.

  • Creative Mortgage Group LLC D|B|A First Capital Lending
  • 441 Oxford Road, Suite 2C, Oxford, CT, 06478
  • Lends in Connecticut
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan

  • Anchor Financial Mortgage, Inc
  • 1 Lonsdale Avenue, Pawtucket, RI, 02860
  • Lends in Connecticut
  • Our mission is to provide qualified individuals with high quality mortgage programs that are tailored to fit their unique situation at the most competitive rates in the nation. Anchor Financial Mortgage, Inc. is committed to delivering quality mortgages to our clients and lending partners.