In 2025, the FHA loan limits in Mystic, within the county of New London, CT, are set as follows: $472,030 for single-family homes, $604,400 for 2 units, $730,525 for 3 units, and $907,900 for 4 units.
The maximum amount for conventional loans on a single-family home is $726,200. For homes with 2 units, it is $929,850, increasing to $1,123,900 for 3-unit dwellings, and $1,396,800 for properties comprising 4 units.
Check today's top FHA rates using our FHA calculator which helps estimate necessary downpayment, income, credit, reserves, and documents needed for loan eligibility.
The Lendersa® calculator allows you to contrast FHA rate & terms with those of all other loan programs. Dive into comparisons including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans versus FHA options.
Lendersa® efficiently compiles loan program data from thousands of lenders, providing quick comparisons aligned with your financial profile and personal needs.
For 2025, the Loan Limits Comparison Table in Mystic, county of New London, CT, details maximum loans for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. Compare qualification requirements such as income, reserves, and credit using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
