For 2026, the FHA loan limits within New-Britain county, part of Hartford, CT, are established as $356,362 for single-family homes. Duplex properties have a limit of $456,275, three-unit residences can go up to $551,500, and four-unit buildings reach a limit of $685,400.
Meanwhile, conventional loan ceilings are $548,250 for a single-family home, escalating to $702,000 for duplexes, $848,500 for triplexes, and $1,054,500 for quadplexes.
Utilize our FHA calculator to explore the best FHA rates currently available. It also helps determine the necessary downpayment, required income, credit score, available reserves, and needed documentation to qualify for the loan.
The Lendersa® calculator facilitates a comprehensive comparison of FHA rates and terms with those offered by other loan programs. This includes Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loan alternatives.
Lendersa® receives extensive data from numerous lenders, providing real-time comparisons aligned with your personalized financial situation and requirements.
Examine the Loan Limits Comparison Table for 2026 applicable to New-Britain county in Hartford, CT. It sets out FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximum amounts. For a detailed comparison of qualification necessities like income, financial reserves, and credit, leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $310,000 | $310,000 | $310,000 | $310,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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