For the year 2026, the FHA loan limits for Essex county in Middlesex, CT are set at $472,030 for single-family homes. Meanwhile, for 2-unit residences, the limit is $604,400, for three units, it's $730,525, and for four units, the cap is $907,900.
Conventional loan limits for a single-family home reach up to $726,200. For 2-unit buildings, it's $929,850; for 3-unit structures, $1,123,900; and for 4-unit residences, it's $1,396,800.
Try out our FHA calculator to discover the best FHA rates today. It helps you figure out necessary downpayments, required income, and critical documents together with credit and reserve requirements to qualify.
The Lendersa® calculator allows you to compare FHA rates and terms alongside other loan program terms. You can examine Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans in comparison with FHA.
Lendersa® aggregates data from thousands of lenders, offering a quick comparison with your unique financial profile and goals.
Loan Limits Comparison Table for 2026 in Essex county of Middlesex, CT lets you compare max amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification needs including income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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