During 2026, the FHA loan limits within the county of New London, in the city of Preston, CT, amount to $472,030 for single-family homes. For 2-unit residences, the limit is $604,400, whereas for 3-units it's $730,525, and for 4-units, the limit stands at $907,900.
Concerning conventional loans, the maximum you can finance for a single-family residence is $726,200, extending to $929,850 for homes with 2 units, increasing to $1,123,900 for 3-units, and peaking at $1,396,800 for properties with 4 units.
For current optimal FHA rates and to assess requirements like the downpayment, income, credit, and reserves, use our FHA calculator. Determine the necessary documentation needed for your qualification.
With the Lendersa® calculator, you have the ability to measure FHA rates and terms alongside those of other loan programs. Discover the differences among Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® swiftly gathers loan program data from numerous lenders, matching it to fit your unique financial situation and requirements.
Utilize the Loan Limits Comparison Table for the year 2026 in Preston, part of New London, CT, to evaluate maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. For a deeper analysis of qualification needs like income, reserves, and credit, examine Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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