In 2026, the FHA loan limits for Prospect county of New Haven, CT, are $472,030 for a single-family home, $604,400 for units with two units, $730,525 for properties with three units, and $907,900 for those with four units.
The maximum amount for conventional loans is $726,200 for a single-family dwelling, $929,850 for two-unit homes, $1,123,900 for three-unit residences, and $1,396,800 for four-unit properties.
Utilize our FHA calculator to access today’s most favorable FHA rates and identify the required downpayment, income, credit, reserves, and documentation for qualification.
The Lendersa® calculator helps you compare the rates and terms of FHA loans with those of other loan programs, including conventional, jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® gathers comprehensive loan program data from a multitude of lenders, aligning it with your specific financial profile and needs in seconds.
The Loan Limits Comparison Table for 2026 in Prospect county of New Haven, CT provides a detailed analysis of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To examine income, reserves, and credit requirements, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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