In 2026, the FHA loan limit for Naugatuck county, part of New Haven, CT, is $472,030 for a single-family home. For 2-units, it's $604,400, while 3-unit homes have a limit of $730,525, and for 4-units, it's $907,900.
The maximum conventional loan amount for a single-family residence stands at $726,200. For 2-units, it goes up to $929,850, for 3-units it increases to $1,123,900, and for 4-units, it's capped at $1,396,800.
Use our FHA calculator to view today's top FHA rates, and assess required downpayment, income, credit, reserves, and documents needed for qualification.
The Lendersa® calculator helps you compare FHA rates and terms against those of other programs, including Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans.
With data from thousands of lenders, Lendersa® quickly matches programs to your specific financial needs.
The Loan Limits Comparison Table for 2026 in Naugatuck county of New Haven, CT, covers FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for comparing requirements such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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