In 2026, the FHA loan limits in Simsbury county of Hartford, CT, are set at $472,030 for a single-family home, $604,400 for two-unit residences, $730,525 for three-unit residences, and $907,900 for four-unit residences.
For conventional loans, the maximum amount is $726,200 for a single-family home, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four-unit properties.
Use our FHA calculator to evaluate the best current rates and determine necessary downpayment, income, credit requirements, reserves, and documentation for qualification.
The Lendersa® calculator facilitates comparisons of FHA rates and terms with other loan options, including conventional, jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® efficiently accesses loan program data from numerous lenders, rapidly matching it to your financial profile.
The Loan Limits Comparison Table for 2026 in Simsbury of Hartford, CT allows comparison of maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare income, reserves, and credit criteria.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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