During 2025, the FHA loan limit in Simsbury-Center county, part of Hartford, CT, is $356,362 for single-family homes. For two-unit properties, it's $456,275; for those with three units, the cap is $551,500; and, for four units, it's $685,400.
The conventional loan ceiling for a single-family dwelling is $548,250. For residences with two units, it is $702,000; for three units, $848,500; and for four units, it is set at $1,054,500.
Utilize our FHA calculator to uncover the most current FHA rates, helping you calculate the downpayment, required income, credit, reserves, and necessary documents for eligibility.
The Lendersa® calculator lets you evaluate FHA rates and terms against other programs. Compare conventional, jumbo, VA, USDA, Non-QM, and hard money loans with FHA offers.
Lendersa® accesses extensive data from thousands of lenders, quickly matching details with your particular financial profile and circumstances.
For 2025, the Loan Limits Comparison Table in Simsbury-Center county of Hartford, CT helps to assess maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To review qualification criteria such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $310,000 | $310,000 | $310,000 | $310,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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